Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

As a business owner, no matter what your goals are- improving sales, increasing inventory or expanding your business, we at SMFG India Credit have you covered. SMFG India Credit has partnered with businesses across different sectors in Mumbai, and provides unsecured loans upto INR 75 Lakhs* to help smart, savvy individuals realise their business goals. The very fact that loans can be customized as per your requirements is just another cherry on the cake. 

Here are some of the reasons you should consider SMFG India Credit as your financial partner while opting for a business loan in Mumbai to cater to the unique requirements of your business:

1. Loans up to INR 75 Lakhs*

SMFG India Credit understands your requirements and hence, offers collateral-free loans of up to Rs. 75 Lakhs* at processing charges upto 6.5% of the amount borrowed to ensure that the lack of capital does not come in the way of your dreams.

2. Quick Approval and Disbursal

Keeping your best interests in mind, SMFG India Credit ensures that your application is speedily processed and the funds are promptly transferred to your account once the loan is approved.

3. Flexible Loan Repayment Tenure

Opt for a repayment tenure that ranges upto 48 months* and schedule your repayments based on your cash inflow to ensure you have access to funds as per your requirements.

4. Pre-approved Offers

Avail of pre-approved offers on business loans and top-ups required to meet the unique requirements of your business.

5. Track Loan Details

Track even the minutest details related to your loan at your fingertips by logging into your account from a device of your choice, anytime, anywhere.

Eligibility to Apply for a Business Loan

SMFG India Credit is committed to providing the best product for your requirements and have extremely basic eligibility criteria for you as well as your business.  A business loan calculator can help you calculate the approximate loan amount you are eligible for. The basic business loan eligibility criteria are as follows:

  • Individuals engaged in proprietorship, partnership firms, private companies are eligible to apply for loans.
  • The individual opting for the loan should possess a minimum of 5 years of business experience and should be involved with the current business for a minimum of 3 years.
  • The business should earn an income of minimum of Rs. 2 lakhs per year and should earn a turnover of at least Rs. 10 lakhs per year. In addition to these factors, the enterprise should have generated profits in the previous two years.
  • The minimum age of the applicant should be 21 years of age and should not exceed 65 at the time of the maturity of the loan.

*T&C Apply

Apply for Business Loan  

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Branch Address 1

301, Third Floor, Agora Business Park, S V Road, Near Kora Kendra, Borivali West, Mumbai - 400092, Maharashtra.

Branch Address 2

Second Floor, Unit No. 21-22, Kalpatru Square, Kondivita Road, Off. Andheri Kurla Road, Andheri (East), Mumbai – 400059, Maharashtra

Branch Address 3

"Supreme Business Park", 6 th Floor, B - Wing, Near Sharma Cottage, Behind Lake Castle, Hiranandani Gardens, Powai, Mumbai-400076

Branch Address 4

5th Floor, C-Tower, Times Square Building, Marol, Gamdevi, Andheri Kurla Road, Andheri ( E) , Mumbai - 400059

Branch Address 5

10th Floor, Office No.101, 102 & 103, 2 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051

Branch Address 6

1st Floor, Unit No:-102 & 103, A Wing, Supreme Business Park, Near Sharma CottageBehind Lake Castle, Hiranandani Gardens, Powai, Mumbai - 400076

Branch Address 7

Awfis, Raghuleela Arcade Vishwaroop IT Park, Sector 30A, Opp. Vashi Railway Station, Vashi, Navi Mumbai - 400073

Branch Address 8

Inspire BKC, 5th Floor, Unit No. 503 / 504, G Block, BKC Main Road, Bandra Kurla Complex, Bandra East, Mumbai - 400 051, Maharashtra

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).

Knowledge Center

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