Supply Chain Finance (SCF)

Eligible transactions generally include:

• Purchase of goods or services
• Approved and undisputed invoices
• Domestic trade transactions
• GST-compliant invoicing

Eligibility is subject to program terms and buyer validation.

Yes. Supply Chain Finance programs are structured in compliance with RBI regulations, applicable NBFC / banking norms, KYC / AML requirements, and relevant GST laws.

Generally, no; however, on a case-to-case basis, collateral may be required. Financing is based on buyer-approved invoices and contractual payment obligations.

Tenors usually range between 30 days and 179 days, aligned with the buyer’s payment cycle and commercial terms.

Once invoices are approved and the supplier opts for early payment, funds are typically disbursed within 1 working day, subject to cut-off times and documentation.

Yes. Supply Chain Finance can be offered through RBI-approved TReDS platforms for MSME receivables, where eligible buyers and suppliers are onboarded.

No. Interest rates, processing fees (if any), and other applicable charges are clearly disclosed to clients as per program terms.

The borrower of the facility remains contractually obligated to pay on the due date. The recourse or non-recourse nature of the transaction is clearly defined in the SCF agreement.

No. Participation is voluntary. Suppliers can choose the invoices they want to finance.

Yes. Many SCF programs integrate with:

• ERP systems
• E-invoicing platforms
• Buyer portals
• TReDS platforms

This enables seamless technology-driven processing and tracking.

Yes. SCF is especially beneficial for MSMEs, providing access to affordable liquidity based on the buyer’s credit profile rather than the supplier’s balance sheet strength.

To get started:

1.Corporates enrol in an SCF program.

2.Suppliers/Dealers are onboarded post credit assessment.

3.KYC and documentation are completed.

4.Invoices are uploaded and approved.

5.Early payments are enabled.

To apply for Supply Chain Finance, you can contact us through any of the channels listed below.

Toll‑Free:

  1800 103 6001

Timings: 9:00 AM to 7:00 PM

(Monday to Saturday, excluding public holidays and the fourth Saturday of every month)

Email us:

Expect a response within 24–48 hours.