Personal Loan in Nashik

Nashik is one of the oldest cities in the state of Maharashtra. Apart from being one of the most popular destinations for religious festivals such as the Kumbh Mela and home to some of the oldest Indian temples, the city is also a popular weekend destination for a multitude of wine festivals that are held there throughout the year. The city also hosts several important industrial centres. To apply for an urgent personal loan in Nashik, SMFG India Credit offers you its complete end to end digital services which are amongst the best in the industry. Our customised solutions are designed to suit each and every customer fulfil their dreams. Depending on your requirement, you can select the most suitable types of personal loan in Nashik and ensure that your dreams have the right kind of financial support. To know more about how to apply for an online personal loan in Nashik with SMFG India Credit, please scroll below.

Application Process for a Personal Loan in Nashik

Please follow these steps to apply for an instant personal loan in Nashik, Maharashtra

1. Please click on the “Apply now” button on this page
2. You will be asked to enter your mobile number with an OTP
3. Following this, you will be asked to enter your details including personal details, employment details, income, bank details, etc.
4. Enter the loan amount you are seeking along with preferred repayment tenure
5. Upload documents as directed on the online application form
6. Submit the form once the above steps are complete

Alternatively, if you prefer a face to face interaction, you can visit your nearest SMFG India Credit branch. Our representatives will be happy to guide you.

Personal Loan Interest Rates, Fees and Charges

• Depending on your eligibility, our personal loan in Nashik comes with competitive interest rates starting from 13%*
• Our other fees include processing charges between 0 – 6% of the loan amount.

To know more about charges like foreclosure rates, penalty/bounce charges etc, please visit our personal loan fees and charges page.

Eligibility Criteria for a Personal Loan in Nashik

The following are some of the basic criteria loan applicants must satisfy in order to be eligible for an online personal loan in Nashik from SMFG India Credit. However, please note that actual eligibility will depend on many more factors including availability of documentation and the organisation’s policy at the time of loan application.

• Indian residents only may apply
• Minimum CIBIL score of 750
• Both salaried and self-employed candidates may apply
• Age should be between 21 – 60 years
• Minimum income of INR 20,000 is mandatory for salaried applicants. For self employed, the annual turnover as well as yearly profit after tax will be considered
• Applicants receiving cash salaries will not be accepted

Documents Required for Personal Loan in Nashik

If you are looking for a personal loan in Nashik urgently, SMFG India Credit’s hassle free process allows you to complete your application with the following:

1. KYC Documents – ID and address proof(PAN, Aadhaar, driving licence, etc.)
2. Proof of Employment – letter of appointment (for salaried) or business existence proof (for self employed)
3. Income Proof – Salary slips (for salaried) or ITR / audited financials (for self employed)
4. 6 months bank statements 

Depending on your requirement as well as individual profile, you may be asked to submit other documents too.

Why Choose SMFG India Credit for a Personal Loan in Nashik

If you are looking for an online personal loan in Nashik, here is how choosing SMFG India Credit as your financial partner can benefit you:

1. Based on your eligibility, we offer you the best possible interest rates starting from 13% as per your individual profile
2. We offer loan amounts upto a maximum of INR 30 lakhs
3. Our top notch digital processes ensure that your application gets processed as quickly as possible and you get the amount in your bank account within 1-2 days of applying. 
4. Our documentation process is hassle free and convenient. 
5. We offer flexible repayment tenures between 12 – 60 months 

Apply today to know more.

*Terms and conditions apply

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