Personal Loan for
Self Employed

Personal loan eligibility for self employed customers will depend on factors such as
1. Yearly profit after taxes
2. Existing monthly obligation (including credit card debt),
3. Your financial position (based on bank statements)
4. Creditworthiness (determined by CIBIL score)
5. Location
6. Age
7. SMFG India Credit's policy at the time of loan application.

To know more, please contact us for a telephonic conversation with a SMFG India Credit representative, or visit your nearest SMFG India Credit branch.

For self employed customers, the minimum tenure of a personal loan is 12 months, and the maximum tenure is 60 months. You can enjoy the benefits of our flexible repayment scheme to choose a loan tenure between 12 & 60 months that suits your requirements

"For a self employed personal loan online -
1. Apply Online
2. You will be asked to enter certain information pertaining to your personal information (including address), the nature of your business, income statements of the past 2 years, total no. of years in operation, PAN number, etc.
3. You will also be asked to upload supporting documents.
4. After your application is complete, various parameters will be checked with the organisation's policies at the time of loan application.
5. You will then be informed whether or not you are eligible for a SMFG India Credit personal loan.

If you are eligible, your documents will be checked for authenticity. If all checks are completed successfully, your loan will get approved. At any point, if you face any difficulty, you can call us and get assistance from a representative of SMFG India Credit."

Self employed customers can get unsecured personal loans from SMFG India Credit of upto INR 10 lakhs. However, the amount may go up to even INR 30 lakhs if you are a self employed professional and match certain criteria.