Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Two Wheeler Loan EMI Calculator

SMFG India Credit offers two-wheeler loans at reasonable rates of interest ranging from 16% to 30%. When applying for a two-wheeler loan, the two most important factors to be kept in mind are interest rate and EMI. Our Two-Wheeler Loan EMI Calculator will enable you to avail an estimate of the loan amount you are eligible to borrow and repay comfortably without adversely impacting your standard of living.

12 Months48 Months

Your Calculated EMI*


Disclaimer The above calculator with graph & below table provide an approximate calculation of the EMI ( Equ... Read More

How Does the EMI Calculator Work?

SMFG India Credit’s Two Wheeler loan EMI calculator is a tool to calculate EMI based on a few inputs. These inputs define your requirement and are as follows;

  • Total Loan Amount: This is the sum of the total money required to purchase a two-wheeler.
  • Interest Rate: The actual value will depend on your eligibility.
  • Tenure: The time you need to repay the loan.

Benefits of Two-Wheeler Loan EMI Calculator

  • Easy to use and can be used anywhere, anytime.
  • Estimating EMI using an EMI calculator helps you plan your finances smartly.
  • Depending on your capability to repay the loan, you can use the calculator to know the right tenure that will be best suited to you.
  • You can prepare an EMI chart with different options to repay the loan. These options help to understand the loan in detail.

Things to Know Before Applying For Two-Wheeler Loan

We understand that like every self sufficient and independent individual, you too have a dream of owning a two-wheeler which could make your daily commute extremely easy without having to depend on public transport. We support your dreams by offering you affordable two-wheeler loans. You can apply with us either online or by walking into your nearest SMFG India Credit branch*.

  • The documentation is simple and fast processing.
  • Two-wheeler loans have interest rates much lesser than credit card loans. Hence it is always wise to choose the two-wheeler loans over credit card loans.
  • At SMFG India Credit, we offer Two wheeler loans, thereby enabling you to purchase two wheeler of your choice. The EMI can be determined based on interest and tenure once your loan gets approved.
  • Our Two-wheeler loans have tenure of up to 48 months which gives you an ample amount of time to repay the loan.

*Terms and Conditions Apply



How is Bike Loan EMI Calculated?

Our bike EMI calculator arrives at the approximate EMI based on different factors entered by you. The inputs required to arrive at an estimate include:

  1. Loan Amount: The maximum amount you desire to borrow will be the LTV amount. 
  2. Interest Rate: The approximate rate of interest. The actual rate at which the loan will be sanctioned will depend on your eligibility as well as SMFG India Credit’s policy at the time of loan application.
  3. Tenure: The estimated duration required to repay the loan.

What is the Minimum Down Payment Required for a Bike Loan?

We, at SMFG India Credit, offer bike loans on select models. Please contact your nearest branch or bike dealership for more information.

How Can I Check My Bike EMI?

Our bike loan EMI calculator enables you to obtain an estimate of the instalments payable to enable you to plan your finances better. All you need to do is log into our website, enter the details and obtain the EMIs payable on your loan.

Is it Good to Buy a Bike on EMI?

This is why you should consider opting for a loan to finance your purchase: 

  1. Instant Approval: We understand that gaining access to funds faster can help you realise your dreams of owning a bike faster. Hence, we have simplified the application process to ensure that you can gain access to the finance you need to purchase your dream bike sooner. All you need to do is log into our website, fill in the application form and submit the documents requested for. Post verification of your documents and approval of the loan, the sanctioned amount will be credited to your account. Alternatively, you can visit your nearest SMFG India Credit branch for more information.
  2. Attractive Rate of Interest: Avail of loans up to Rs. 1.5 lakhs* at competitive rates of interest and a flexible repayment tenures upto 48 months  to ensure that you can repay the funds borrowed comfortably within your budget.
  3. Funds for Working and Business Professionals: Both salaried and self-employed professionals can borrow funds to finance the bike of their dreams.

* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.

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Have a query? You can contact us through any of the channels listed below.

Toll Free Number
1800 103 6001 Timings: 9:00 AM to 7:00 PM (Monday to Saturday excluding public holidays & fourth Saturday of every month).