Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Ahmedabad, one of the fastest-growing cities of our country, is home to several businesses across the chemical, pharmaceutical, garment, and textiles industries. Along with excellent infrastructure, the city has a dynamic and skilled population which can be an attractive proposition for business owners.

For business owners looking to expand their operations or set up a new office in Ahmedabad, SMFG India Credit is happy to be your business loan partner. SMFG India Credit can give you the requisite boost to execute entrepreneurial dreams or elevate existing businesses needs.  SMFG India Credit business loans in Ahmedabad upto INR 75 Lakhs* and are completely collateral-free. 

Special Features of SMFG India Credit’s Business Loan in Ahmedabad:

  • Business loan amount can go up to INR 75 Lakhs* and help you fulfill your business plans easily. 
  • Flexible Repayment tenure upto 48 months*. 
  • Business loan Interest rate depends on various factors like location, net income, business stability, collaterals, current monthly loans, etc. 

Other Benefits of SMFG India Credit Business Loan in Ahmedabad are:

1) Instant in-Principal Approval:

SMFG India Credit provides instant in-principal approval for business loan processing as soon as you submit all the required information and documents.

2) Online Application:

Online application is an extremely easy way to apply for a SMFG India Credit business loan in Ahmedabad and also manage your account on our website. Another option is to walk into SMFG India Credit Ahmedabad branch and complete the process guided by the representatives.

3) Business Loan Eligibility Calculator:

SMFG India Credit’s business loan eligibility calculator provides an estimated loan amount that you would be eligible for. You need to go to the website and just enter basic details like location, age, annual profit after taxes, and your total net monthly EMIs. You can enter your preferred rate of interest and tenure. This will immediately give you a loan amount of your eligibility. This will immensely help you in your business planning.

Business Loan Eligibility

SMFG India Credit provides business loans in Ahmedabad for self-employed individuals. Proprietors, private limited companies, and partnership firms from all fields are eligible. The basic business loan eligibility criteria applicable to you are below:

  1. For the loans that are being applied for at an individual level, it is required that you are in your current business for a minimum duration of 3 years. Also, your total business experience should be at least 5 years. Your minimum entry age should be 22 years and the maximum age at the time of maturity should be 65 years.
  2. If you are self-employed with an enterprise, the enterprise should be in a profit-making business for the past 2 years and this should be having a minimum turnover of INR 10 lakhs.
  3. Your enterprise should have a minimum annual income of INR 2 lakhs.

The final eligibility amount will depend on several other factors, including CIBIL score, credit history, etc.

Business Loan Documents Required for a Business Loan in Ahmedabad:

Seamless business loan documents at SMFG India Credit makes it a smooth experience for you. Documents to be submitted are:

  1. Identity proof (PAN card)
  2. Proof of Address
  3. Bank statements (past 6 months)
  4. Latest ITR with income computation, balance sheet, profit and loss account (past two years)
  5. Proof of business existence like Trade license / Establishment / Sales Tax Certificate.

Upon screening of the documents, depending on case to case, there could be additional documents that are needed. After successful verification, the loan will get disbursed into your registered bank account.

Business Loan EMI Calculator

SMFG India Credit business loan EMI calculator is an extremely important and easy-to-use tool. It helps you in planning your future expenses. You can select a preferable tenure, loan, interest rate for an EMI amount that is within your budget.

*T&C Apply

Apply for Business Loan

Contact Us


A-302, A-303, A-304, A-305, A-306 & B-306, Third Floor, Amrapali Lakeview, Opp. Vastrapur Lake, Vastrapur, Ahmedabad, Gujarat 380015

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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