Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Kanpur is an enormous financial and industrial center of North India, popular for its colonial architecture, gardens, parks, and fine quality leather products. Industrial opportunities are in abundance in Kanpur. Eligible applicants can take a business loan in Kanpur with SMFG India Credit to realize their business growth plans. SMFG India Credit provides business loans, with easy processing, minimal documentation, and quick approvals.

With SMFG India Credit’s business loan, you can achieve any business need. It could be working capital requirements,  buying raw materials, or business expansion. Enjoy a collateral-free business loan from SMFG India Credit upto INR 75 Lakhs* at attractive interest rates, flexible repayment tenure upto 48 months*, and smooth documentation.

Highlights of SMFG India Credit Business Loan in Kanpur:

  • SMFG India Credit provides business loan amount upto INR 75 Lakhs*, depending on your eligibility. 
  • You can use the business loan amount for any business needs. 
  • Our documentation process is minimal and convenient.
  • Our Business loan interest rates are competitive and affordable in nature. The final interest rate offered depends on various factors like income, business stability, current loans, creditworthiness, etc. as well as our policy at the time of loan application.

Benefits of SMFG India Credit Business Loan:

1) Quick Disbursals:

You can get the required funds in your account within 72 hours* of final loan approval.  Our processes enable quick processing of business loans, which helps you to plan your business decisions better.

2) Business Loan Online:

The easiest way to apply for a SMFG India Credit Business loan in Kanpur is to apply online. You can start your journey by clicking on the  ‘Apply now’ button on this page and filling out the form. Our SMFG India Credit representative will get in touch with you to take the process ahead. You can also apply offline by going to the SMFG India Credit branch and completing the process under the guidance of our team.

3) Business Loan Calculators:

We offer tools like business loan eligibility calculators and business loan EMI calculators, that can help you plan your loan better. Through our business loan eligibility calculator, you can get an estimate of the maximum loan amount that you could be eligible for, based on a few key parameters.  Our business loan EMI calculator can help you plan and manage your monthly business outflow better.

4) Eligibility Criteria:

  • SMFG India Credit provides business loans to eligible proprietors, private limited companies, and partnership firms. 
  • Self employed individuals must be in their current business for at least 3 years with a total business experience of at least 5 years. 
  • Applicants must be between 22 to 65 years of age.   
  • Your enterprise should be in a profit-making business for the past 2 years with a minimum turnover of INR 10 lakhs with a minimum annual income of INR 2 lakhs. 
  • You must have a good CIBIL score of 750 or higher. 
  • Your final eligibility will depend on various other factors including our policy at the time of loan application. 

5) Documents Required for a Business Loan:

SMFG India Credit’s business loan documentation is simple. The below-stated documents are to be submitted along with your application form. Please note that this is just a basic list, and depending on your profile and our policy, additional documents may be requested.

  1. Identity proof (PAN card)
  2. Proof of Address
  3. Bank statements (past 6 months)
  4. Latest ITR with income computation, balance sheet, profit and loss account (past two years)
  5. Proof of business existence like Trade license / Establishment / Sales Tax Certificate.  

*T&C Apply

Apply for Business Loan

Contact Us


2nd Floor, Garg Naronha Complex , 17/9-A, Mall Road, Kanpur-208001 Uttar Pradesh

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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