SMFG India Credit Co. Ltd., in collaboration with the Institute of Professional Banking, Veranda Phire and  ITM Skills Academy brings you the SMFG India Credit Saksham Program – a unique opportunity for young graduates to build a secure and rewarding career in the finance industry.

What Makes SMFG India Credit Saksham Special?

  • Expert-Led Training – Learn from industry professionals and gain real-world experience
  • Future-Ready Skills – Build a strong foundation for a long-term career in finance
  • Exciting Role – Get the opportunity to start your career at SMFG India Credit in front-line customer facing roles and grow with us
  • Excellent Starting Salary – Selected candidates* will be offered annual salary of upto INR 3 lakhs per annum after successful completion of training and evaluation. 
  • Assured Incentives for the first 1.5 years of service:
    • 1st instalment – INR 20,000 - After 6 months of service
    • 2nd instalment – INR 20,000 - After 1 year of service
    • 3rd instalment – INR 25,000 - After 1.5 years of service

What is the training fee for the SMFG India Credit Saksham program?

The program will cost each selected applicant Rs.55,000 (taxes extra) – this includes the cost of training, hostel accommodation with meals and basic amenities.

How to Apply for the SMFG India Credit Saksham program?

Here are the steps involved in the admission process

Step1 Take the first leap

Apply for the SMFG India Credit Saksham program by clicking on the “Apply now” button on this page

Step 2 Ace the initial assessment

One of our representatives will connect with you and guide you through the initial assessment process which may include an aptitude test, telephonic / virtual interviews, and documents review.

Step 3 Celebrate your Success

Upon selection after initial assessment, you will receive a Letter of Intent from SMFG India Credit, giving you a clear overview of the exciting training program ahead.

Step 4 Secure Your Spot

Selected candidates will also get the opportunity to complete their registration by paying the program fee to the vendor partner, which covers training, accommodation and meals for the duration of the training program.

Step 5 Learn, grow, and elevate your potential

Experience 30 days of enriching residential classroom learning followed by 2 weeks of on-the-job training at the assigned branch*.

Step 6 Get Certified, Get Ahead

Your path to success starts here. Complete the final evaluation, secure your certification, and begin a rewarding front-line customer-facing career with SMFG India Credit — tailored to your skills and aspirations*.

Step 7 Launch a flourishing career with confidence

Receive your appointment letter* and step into your future at the assigned SMFG India Credit branch*. Your journey to growth and success starts now!

Who Can Apply for the SMFG India Credit Saksham program?

Any graduate/equivalent (with 10+2+3 education) can apply for this program.

Where will the Residential Training Take Place?

Selected candidates will undergo training at one of our program partner designated centres. During this period, trainees are required to stay in the on-campus accommodation provided. SMFG India Credit and their partners in this program will retain full discretion in allocating training centres for each candidate.

Our Partners in the Saksham Initiative

Empowering the workforce through strong and trusted partnership.

Institute of Professional Banking
Institute of Professional Banking
Institute of Professional Banking

*Important Disclaimer: SMFG India Credit Company Limited (“SMICC”) reserves the sole discretion regarding  the evaluation, selection and final and placement of candidates including the work  profile, salary package, and location offered under the Saksham Program. Participation in the program, payment of any training fees and/or successful completion of the selection process or training do not guarantee employment with SMICC. The final selection shall be based on SMICC’s internal policies and organizational requirements.

This page contains information pertaining to the SMICC’S Saksham Program only. If you are a customer and wish to contact us regarding a service related query / issue, please click here.