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Published on May 26, 2025Updated on Sept 1, 2026

Delayed payments in the MSME sector can hinder cash flows for small enterprises, affecting their business workflows significantly.
To address this, the Government of India launched the MSME Samadhaan scheme on 30 October 2017 . This initiative aims to help MSMEs (micro, small, and medium-sized enterprises) register online complaints against buyers for delayed payments. Filing a complaint under the MSME Samadhaan facilitates faster recovery of dues for micro and small businesses.
In this article, we’ll discuss the nuances of the MSME Samadhaan scheme, including how to register and see whether or not you’re eligible for MSME Samadhaan.
The revised limits for MSME classification have made the MSME Samadhaan scheme for late payment compensation all the more accessible:
|
Enterprise Classification |
Investment Limits (in INR crores) |
Turnover Limits (in INR crores) |
||
|
Current |
Revised |
Current |
Revised |
|
|
Micro Enterprises |
1 |
2.5 |
5 |
10 |
|
Small Enterprises |
10 |
25 |
50 |
100 |
|
Medium Enterprises |
50 |
125 |
250 |
500 |
MSME Samadhaan is an initiative launched by the Ministry of MSME to empower micro, small, and medium enterprises. Through the MSME Samadhaan portal, micro units can file their grievances against buyers for delayed payments with the Micro and Small Enterprise Facilitation Council (MSEFC).
After reviewing the case details, the MSEFC will issue directions for payment of the amount due, along with interest.
Through the MSME Samadhaan claim process, the government effectively equips MSMEs with the necessary tools to fortify their business growth and maintain steady cash flows.
Any micro, small, or medium enterprises registered on the Udyam Portal or a valid Udyog Aadhaar (UAM) can file their grievances on the portal. However, there are certain documents required for MSME Samadhaan, including the Udyam Registration Number and copies of the work order and invoices generated for the buyer.
Delayed payments are a persistent issue for MSMEs. The MSME Samadhaan scheme helps mitigate this problem by providing a faster and more accessible route to resolve disputes.
Key benefits include:
Here’s how you can use the MSME Samadhaan portal to file a complaint for delayed payments:
To track your complaint status on the portal:
The MSME Samadhaan scheme is a vital initiative that empowers micro and small enterprises to address delayed payments through a streamlined online complaint mechanism.
Quick resolutions and clear payment guidelines help entrepreneurs sustain their cash flows. The MSME Samadhaan promotes the spirit of entrepreneurship, helping businesses secure late payment compensation so their everyday operations aren’t financially affected.
Looking to manage your working capital more efficiently? Consider an unsecured business loan of up to INR 1 crore* from SMFG India Credit. Use our business loan EMI calculator to estimate your monthly repayments and apply online today!
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MSME Samadhaan is a government initiative that allows MSMEs to file online grievances against buyers who have defaulted on the payment terms.
MSME Samadhaan helps businesses recover their delayed payments, promotes fair trading practices, and supports the financial stability of micro units.
Any MSME with a valid Udyam Registration or UAM can file a complaint on MSME Samadhaan.
If buyers fail to make payments within 45 days, they are required to pay a monthly compounded fine at a rate three times the bank rate prescribed by the Reserve Bank of India (RBI).
MSEFC takes about 90 working days after the application has been filed to resolve delayed payment disputes.
The MSEFC might take further legal action if the buyer doesn’t comply with the orders given by the council.
No, the Ministry of MSME does not directly take action on the applications filed under the MSME Samadhaan portal. All resolutions are facilitated by the MSEFC.
Yes, you will need a Udyam Registration number/Udyam Aadhaar number to file applications on the MSME Samadhaan portal.
No, it is not mandatory. However, using MSME Samadhaan for late payments is the most efficient and accessible way to recover outstanding dues.
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