Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Unique Profitable Business Ideas for Housewives in 2024

Published on May 2, 2022Updated on Jan 29, 2024

Unique Profitable Business Ideas for Housewives in 2024

Starting your own business is one of the most satisfying things you can do for yourself. As housewives, you are achieving enormous goals at home. But at the same time, time is money and hence you may want to look at other opportunities. Good business ideas for housewives in India can potentially boost your finances and make you feel safe and confident. 

Why Should a Housewife Start a Business in India?

Starting a business in India can be a rewarding endeavor for housewives for several reasons:

Financial Independence: 

Starting a business allows housewives to contribute to household income, reducing financial dependency.


Businesses can be tailored to suit one's schedule, enabling better work-life balance.

Skill Utilization: 

Many housewives possess skills and talents that can be monetized, such as cooking, crafting, or consulting.


Entrepreneurship empowers women by fostering self-confidence and decision-making abilities.

Job Creation: 

Starting a business can lead to job creation, benefiting the local community.

Personal Growth:

Running a business promotes personal and professional growth, enhancing skills and knowledge.

List of 19 Profitable Business Ideas for Housewives:

1) Online Marketing

Online world offers countless opportunities. You can be an online marketing expert, wherein you will help companies in boosting customers’ visibility on social media or drive more traffic to certain websites.

2) Tiffin Services

Today people want trustworthy ventures. People are busy working and there would always be potential for hygienic and healthy home-cooked food. You can create your niche of healthy food or unique recipes.

3) Daycare Center

You could open a daycare center, which is very satisfying. You could involve your own kids in this. You can get going with some space inside your home and someone who can cook healthy meals for the kids.

4) Salon Services at Home

You could offer salon services with ease. You need some expertise and additional staff. You could start this from home.

5) App Development or Freelance Coding

If you have expertise in computers, you could work on outsourced data. Eventually, you could try to be a virtual assistant depending on your skill and thereby work with many clients. 

6) Event Planning

Event management has tremendous potential. You can start with small events. You need to network with caterers, decorators, etc.

7) Freelance Blogger

Professional blogging offers a whole new gambit. You can either start your own blog or write for work on promotional blogs for content marketing companies.

8) Boutique or Tailoring:

Offer custom tailoring or boutique services for clothing and accessories.

9) Online Reselling:

Start an e-commerce venture by reselling products through online platforms.

10) Handmade Crafts:

Create and sell handmade crafts, jewelry, or home décor items online or at local markets.

11) Tutoring or Coaching:

Offer tutoring or coaching services in subjects or skills you excel in.

12) Freelance Writing or Graphic Design:

Leverage writing or design skills to offer freelance services online.

13) Homemade Food Products:

Prepare and sell homemade snacks, pickles, sauces, or baked goods.

14) Event Planning: 

Specialize in planning and organizing events, weddings, or parties.

15) Content Creation: 

Create content like YouTube videos, blogs, or podcasts and monetize them through advertising or sponsorships.

16) Digital Marketing Services: 

Offer digital marketing services to local businesses looking to enhance their online presence.

17) Pet Care Services:

Provide pet grooming, pet sitting, or dog walking services.

18) Handywoman Services: 

Offer services like plumbing, electrical work, or home repairs if skilled in these areas.

19) Health and Fitness Coaching: 

Become a certified health or fitness coach and offer personalized training and nutrition guidance.

Tips to Grow Your Business in the Short Run

Growing a business in the short run requires strategic planning and quick execution. Here are some tips:

  • Focus on Existing Customers: Offer promotions or upselling to your current customer base to increase revenue quickly.
  • Expand Product/Service Lines: Introduce new products or services that complement your existing offerings.
  • Market Aggressively: Increase marketing efforts through targeted campaigns and social media to attract new customers.
  • Optimize Operations: Streamline processes to reduce costs and improve efficiency.
  • Leverage Technology: Embrace digital tools and platforms for better customer engagement and automation.
Must Read:5 Tips for Women to Start a Business in India

Features and Benefits of SMFG India Credit Business Loan

1) Instant Approval:

SMFG India Credit is happy to present quick approvals in the processing of business loans. This way you can plan your business decisions better. Small business loans can be disbursed shortly loan approval.

2) Business Loan Online Application

Eligible business owners can get a business loan with SMFG India Credit upto INR 75 Lakhs*. You can choose a loan tenure upto 48 months* with a competitive business loan interest rate. However, this further depends on some factors like location, income, business experience, current loans, etc. Do note that individuals who have a business that is less than 3 years old and/or do not have a record of steady income from the past 2 years will not be eligible for a business loan from SMFG India Credit. Do check our business loan eligibility criteria for more details.

Online application is the most convenient way of applying for SMFG India Credit’s business loan. The steps are self-explanatory to follow. All you need to do is to fill out the form and upload the required documents. Alternatively, you could walk into your nearest SMFG India Credit branch for a face to face discussion.

3) Business Loan Calculators:

SMFG India Credit offers useful online tools - business loan EMI calculator and eligibility calculator. They help you in better financial planning.

Must Read: 10 Best Side Business Ideas for Women

4) Documents Required for Business Loan:

SMFG India Credit business loan documentation is very easy. The below stated documents are to be submitted along with your application form:

  • Identity proof (PAN card)
  • Proof of Address
  • Bank statements (past 6 months)
  • Latest ITR with income computation, balance sheet, profit and loss account (past two years)
  • Proof of business existence like Trade license / Establishment / Sales Tax Certificate.

Please note that depending on your profile and our SMFG India Credit policy, additional documents may be requested.


Which business is best for women?
Home-based businesses like online reselling, freelance writing, and beauty services are popular choices for women.

Which business is 100% profitable?
The profitability of a business depends on various factors, but some potentially high-profit ventures include e-commerce, tech startups, and real estate.

How can homemakers earn money?
Homemakers can earn money through home-based businesses, online tutoring, freelance work, or by providing services like catering or event planning.

What are the best sources of income for a housewife?
Housewives can generate income through home-based businesses, freelancing, investments, and part-time jobs.

Is there a business I can start on my own?
Many businesses can be started independently, including online stores, freelance services, and consulting.

Which is the most accessible business to start?
Service-based businesses like tutoring, catering, and event planning are accessible options for beginners.

What businesses will always be in demand?
Businesses related to health and wellness, technology, and sustainable products are likely to remain in demand.

What should I think about before launching a business?
Before launching a business, consider market research, financial planning, legal requirements, and a clear business plan.

What will the business trends of the future be?
Future business trends may involve artificial intelligence, sustainable technologies, e-commerce, and remote work solutions.

How do I earn money sitting at home?
You can earn money from home through online freelancing, remote work, blogging, affiliate marketing, and e-commerce.

*Terms and conditions apply. Loans are provided on the discretion of SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.)

*T&C Apply

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

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