RETURN OF SPDCS/PDCS

Any unbanked/unused cheques of the Borrower(S) as issued in favour of SMFG India Credit Co. Ltd. with regard to the loan and presently in custody of SMFG India Credit will be cancelled and/or destroyed after 180 days of closure of the loan either by way of maturity or repayment of loan and/or otherwise without any further notice.

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