Published on Aug 9, 2019Updated on Oct 6, 2026
The news of your child’s acceptance to a prestigious university for higher studies is a moment of great pride and joy. This is not just your child's pathway to career success but also an equally important life goal for you as a parent. However, as the moment sinks in, the daunting need to arrange large funds at a short notice, dawns upon you. In such a situation, your real-estate assets could become the safest, quickest and most convenient solution for realising your child's dream.
A Loan Against Property can help you unlock the value of your property while you retain its possession. Get started with identifying the right financial partner who understands your needs and offers a personalised solution. An experienced relationship manager can help you plan the loan and recommend a mortgage with customised features and a wide range of benefits. So, make the most of the financial power of your property, and let your child take the next big step in life.
In addition to your application form, the following are the documents for Loan Against Property
After your documents and application are verified, your eligibility will be assessed primarily based on your repayment capacity. This is evaluated based on multiple factors such as your income and that of your spouse (if you are married), your age, qualification, and more.
If you are considering a Loan Against Property for higher education, you should explore financial institutions that have custom products for such needs, besides other key aspects such as having a network of branches all around the country. Selecting a reputed institution is important as they will be in possession of your persona data and property records and documents.
Important Note: This article is for general informational purposes only and may be subject to change from time to time. As product features, eligibility criteria, interest rates, charges, fees, tenures and other terms may be revised as per SMFG India Credit's policies, readers are advised to refer to the latest details from the respective product pages (please select from the top menu). For the latest loan charges, please visit Charges & Fees Link and for the latest Interest rates, please visit Interest Rate Rationale. Please note that final loan terms, disbursement process and eligibility criteria will depend on SMFG India Credit's policies at the time of loan application.
The content of this article is for information purposes only and does not constitute as, an offer or advise to avail any products or services from, or, a commitment to grant any loan by the company. It is not intended to create any rights or obligations against us. All content is provided "as is" without any warranty of any kind, either express or implied & we disclaim any warranty or representation, whatsoever, in regards to the content. Please refer to the Privacy Policy of the company to understand the use, processing and storage of your personal data.
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