This page consists details of products offered through our digital lending partners, and may not necessarily refer to products directly offered by SMFG India Credit. For information about products offered directly by SMFG India Credit to customers, please visit our Personal Loan, Loan Against Property, Business Loan, Loan Against Securities, Two Wheeler Loans, Commercial Vehicle Loans, Growing Enterprise Loan and Solidarity Group Loan pages.
Consumer Loan (Term Loan): Unsecured term loans (no collateral required), for financing various needs, for salaried as well as self-employed customers. With rate of interest starting from 13% up to 33% per annum, term loans available for loan tenure up to 60 months. Customers can avail loans starting from ₹5,000 up to ₹30 Lakhs.
Business Loan (Merchant Cash Advance): Merchant Cash Advance (MCA) is an unsecured loan facility, catering to small businesses owners who require financing to meet their business needs. Smaller than a typical Business term loan, the MCA facility provides financing with loan ticket size starting from ₹1,000. Merchant Cash Advance loan is sanctioned to borrowers, basis details of their transactions or sales volumes.
Note: The Loan products listed here are exclusively offered through the Digital Partners of SMFG India Credit Co. Ltd.
|
Nature of Product |
Tenure |
Loan Amount |
Rate of Interest (p.a.) |
Repayment |
#Pre-payment / Foreclosure |
|
Consumer Loan (Term Loan) |
3 - 60 months |
₹5,000 - ₹30 Lakhs |
13% - 33% |
Monthly |
Allowed |
|
Business Loan (Merchant Cash Advance) |
Up to 60 months |
₹1,000 - ₹10 Lakhs |
13% - 33% |
EDI (Equated Daily Instalments) |
Allowed |
* The entire Principal amount is to be repaid by the Borrower as a lump sum payment, at the end of the loan tenure.
#Foreclosure charges (The below charges are indicative. Detailed break-up of charges will be a part of the Loan agreement):
In case of foreclosure of entire Loan with interest amounts outstanding, following will be the foreclosure charges:
Note:
About SMFG India Credit: https://www.smfgindiacredit.com/about-us/overview.aspx
To view the complete list of SMFG India Credit’s Lending service providers (LSPs), Digital Lending Apps (DLAs), and Digital Lending Apps of Lending Service Providers, click here
SMFG India Credit Nodal Grievance Redressal Officer
Address : SMFG India Credit Co. Ltd., Ground Floor, Embassy 247, Lal Bahadur Shastri Marg, Gandhi Nagar, Vikhroli (West), Mumbai, Maharashtra – 400083
Contact : 022-69581104
|
Legal Entity/ Incorporated Name |
Brand Name / Name of The Digital Lending App (If Any) |
Category |
Name & Designation |
Address |
Contact Details |
Email ID |
|
Eduvanz Financing Private Limited |
Eduvanz - Quick Education Loans at Low Interest |
LSP |
Sarmisstha Hebbar, Grievance Redressal Officer |
B/202, Times Square Building, Opp. Mittal Industrial Estate, Andheri Kurla Road, Andheri East, Mumbai - 400059 |
8591455383 |
|
|
Epimoney Private Limited |
FlexiLoans: Instant Small Business Loan |
LSP |
Ms. Pranaali Sawant (Grievance Redressal Officer) |
Epimoney Private Limited (FlexiLoans) 4th Floor, South Annexe, Tower 2, One World Centre, 841, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra – 400 013 |
8879758863 |
|
|
One Mobikwik Systems Limited |
MobiKwik |
LSP & DLA of LSP |
Prashant Gandhi (Nodal Officer), Deepak Gagneja (Principal Nodal Officer) |
One MobiKwik Systems Limited Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003, India |
+918069898317 |
|
|
Mwyn Tech Private Limited |
MoneyTap and FREO |
LSP & DLA of LSP |
Anjali Panwar Grievance Redressal Officer |
G-405, 4th Floor – Gamma Block, Sigma Soft Tech Park Varthur, Kodi Whitefield Post, Bangalore – 560066 |
080-40974095 |
|
|
Moneyview Limited (Formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) |
Moneyview: UPI, Personal Loans |
LSP & DLA of LSP |
Mr. Rishov Bhattacharjee, Grievance Redressal Officer |
17/1, 1st and 2nd floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bellandur, Bangalore, Bangalore South, Karnataka, India, 560103 |
080-69390476 |
|
|
One97 Communications Limited |
Paytm: Secure UPI Payments |
LSP & DLA of LSP |
Personal Loan: Aditya Ranade, Grievance Redressal Officer |
Personal Loan: Skymark One, Shop No.1, Ground Floor, Tower-D, Plot No. H-10B, Sector 98, Noida, UP-201301 |
Personal Loan: 0120 5083345 |
Personal Loan: [email protected] |
|
One97 Communications Limited |
Paytm for Business |
LSP & DLA of LSP |
Merchant Loan: Sahil Kapoor, Nodal Grievance Redressal Officer |
Merchant Loan: Skymark One, Shop No.1, Ground Floor, Tower-D, Plot No. H-10B, Sector 98, Noida, UP-201301 |
Merchant Loan: 0120-5083345 |
Merchant Loan: [email protected] |
|
Lendingkart Finance Limited |
Lendingkart |
LSP |
Ms. Ajitha K, Senior Director – Customer Service |
401, 4th floor, Iconic Shyamal, near Shyamal cross roads, Ahmedabad 380015 |
+91- 6358874622 – 10.30 am to 6.00 pm (Monday to Friday except National Holidays) |
|
|
Frame Technology Marketing Services Private Limited |
Loan Frame: Small Business Loans Made Easy for SMEs |
LSP |
Mr. Akshun Gulati, Grievance Redressal Officer |
2/15, 1st Floor, Adjacent to Patel Nagar Metro Station, West Patel Nagar, New Delhi - 110008 |
+91-11-4556 5124 |
|
|
OnEMI Technology Solutions Limited, Si Creva Capital Services Private Limited |
Kissht: Trusted Instant Loans, Ring: Get Instant Loans Online |
LSP & DLA of LSP |
Si Creva: Munazza Sayyad (Grievance Redressal Officer) Vaishali Malviya (Principal Nodal Officer) OnEMI: Reefat Shaikh (Grievance Redressal Officer) Zaffar Khan (Principal Nodal Officer) |
Si Creva: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai, Maharashtra 400070 OnEMI: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai, Maharashtra 400070 |
Si Creva: 08044745954 (Grievance Redressal Officer) 08044745953 (Principal Nodal Officer) OnEMI: 08044745952 (Grievance Redressal Officer) 08044745951 (Principal Nodal Officer) |
Si Creva:[email protected] (Grievance Redressal Officer) [email protected] (Principal Nodal Officer) OnEMI:[email protected] (Grievance Redressal Officer) [email protected] (Principal Nodal Officer) |
|
Angel One Limited |
Angel One |
LSP & DLA of LSP |
Gable Fernandes, Nodal Grievance Redressal Officer |
601 6th Floor, Ackruti Star, Central Road - MIDC, Andheri (E), Mumbai - 400 093 |
1800 1020 |
|
|
Resilient Digi Services Private Limited |
BharatPe Money |
LSP & DLA of LSP |
Mr. Pushpender Kumar, Nodal Grievance Redressal Officer |
7th and 12th Floor, Building 8C, DLF Cyber City, Phase 2, Gurugram, Haryana - 122008 |
+91-9899355922 |
|
|
Paisabazaar Marketing and Consulting Pvt Ltd |
Paisabazaar |
LSP & DLA of LSP |
Jyotsna Popli, Nodal Grievance Redressal Officer |
Plot No. 135P, Sector 44, Gurgaon-122001 |
0124-3509999 |
|
|
GC Web Ventures Pvt Ltd |
IndiaLends |
LSP & DLA of LSP |
Yojana Kumari (Grievance Redressal Officer (“GRO”)) |
GC Web Ventures Private Limited, plot no. 31, 1st & 2nd Floor, Sector 18, Udyog Vihar, Gurugram, Haryana – 122015 |
0124-6983600 |
|
|
ADJ Utility Apps Private Limited |
Khatabook Credit Account Book |
LSP & DLA of LSP |
Yogesh Pawde (Grievance Redressal Officer) |
1539, 18th Cross Road, Sector 3, HSR Layout, Bengaluru, Karnataka, India, 560102 |
+91-9606800800 |
|
|
Fintech Blue Solutions Private Limited |
TurtlemintPro - Sell Insurance |
LSP & DLA of LSP |
Mr. Sumit Kapoor (Grievance Officer) |
The ORB - Sahar, 4, 4 A, 1st Floor, A Wing, Marol Village, Andheri (East), Mumbai - 400 099, Maharashtra, India |
8828536389 |
|
|
PhonePe Lending Services Private Limited |
PhonePe Business: Merchant App |
LSP & DLA of LSP |
Ms. Rithvi Somani (Grievance Redressal Officer) |
Office-2, Floor 4,5,6,7, Wing A, Block A, Salarpuria Softzone, Service Road, Green Glen Layout, Bellandur, Bangalore, Karnataka – 560103 |
080-68727374 |
|
|
HT Digital Streams Limited |
Mint Money |
LSP & DLA of LSP |
Mr. Neelabh Vikram Mall (Business Head - Financial Services) |
HT Digital Streams Limited, 5th Floor, Lotus Tower, A Block, Community Centre, New Friends Colony, New Delhi- 110025 |
0124 - 4118763 |
|
|
Finzoomers Services Private Limited |
INDmoney: Stocks, Mutual funds |
LSP & DLA of LSP |
Ms. Divya Maheshwari (Grievance Redressal Officer) |
624-625,6th Floor, Suncity Success Tower, Golf Course Extension Road, Sector-65, Gurugram- 122005 |
08069494749 |
|
|
Google India Digital Services Private Limite |
Google Pay: Secure UPI payment |
LSP & DLA of LSP |
Sascha Baljeet Gill (Nodal Grievance Redressal Officer) |
Level 7, FIFC Building, Plot No. C-54 and 55, G Block BKC, Bandra East, Mumbai, Maharashtra 400098 |
1-800-419-0157 |
|
|
Dreamplug Technologies Private Limited |
CRED (Prefr) |
LSP & DLA of LSP |
Mr. Sumit Sharma (Head of Operations) |
2nd Floor, Block 2, My Home Hub, Hitech City Rd, Hyderabad, Telangana 500081 |
040-69882777 |
|
|
FPL Consumer Services Private Limited |
OneScore |
LSP & DLA of LSP |
Mr. Ketan Kulkarni (Nodal Grievance Redressal Officer) |
West Bay, 6th Floor, Survey No. 278. Hissa No. 4/3, Baner Gaon, Pune - 411045, Maharashtra, India |
9175401104 |
|
|
Scapic Innovations Private Limited |
super.money |
LSP & DLA of LSP |
Mr. Rahul Sharma (Legal Counsel) |
Ground Floor, Scapic Innovations Private Limited, Shilpitha Tech Park, SY NO: 55, 3 & 55/4, Devarabisanahalli, Bellandur, Bengaluru, Karnataka 560103 |
080-69171120 |
SMFG India Credit Customer Service:
Contact: 1800 103 6001 (Mon-Sat 9:00 AM to 7:00 PM, except public holidays & 4th Saturday of the month)
Email:
For Grievance redressal mechanism click here
|
Legal Entity/ Incorporated Name |
Brand Name / Name of The Digital Lending App (If Any) |
Category |
Customer Service (Mobile/Landline) |
Customer Service (Email) |
|
Eduvanz Financing Private Limited |
Eduvanz - Quick Education Loans at Low Interest |
LSP |
022 - 6480 4550 |
|
|
Epimoney Private Limited |
FlexiLoans: Instant Small Business Loan |
LSP |
07948061722 (10 AM to 7 PM) |
|
|
One Mobikwik Systems Limited |
MobiKwik |
LSP & DLA of LSP |
080 69808320 (Mon - Sat 9 AM to 8 PM ) |
|
|
Moneyview Limited (Formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) |
Moneyview: UPI, Personal Loans |
LSP & DLA of LSP |
080 6939 0476 |
|
|
One97 Communications Limited |
Paytm: Secure UPI Payments |
LSP & DLA of LSP |
Personal Loan: Available through 24*7 Help and Support on the Paytm App |
Personal Loan: Available through 24*7 Help and Support on the Paytm App |
|
One97 Communications Limited |
Paytm for Business Paytm |
LSP & DLA of LSP |
Merchant Loan: 0120-5083345
|
|
|
Mwyn Tech Private Limited |
MoneyTap and FREO |
LSP |
- |
|
|
Lendingkart Finance Limited |
Lendingkart |
LSP |
1800 572 0202 |
|
|
Frame Technology Marketing Services Private Limited |
Loan Frame: Small Business Loans Made Easy for SMEs |
LSP |
+91-11-4556 5124 |
|
|
OnEMI Technology Solutions Limited, Si Creva Capital Services Private Limited |
Kissht: Trusted Instant Loans, Ring: Get Instant Loans Online |
LSP & DLA of LSP |
Call: 022 62820570 / 022 48914921 (9:30 am to 6:30pm) Chat: 022 48913631 (9:30 am to 6:30pm) |
|
|
Resilient Digi Services Private Limited |
BharatPe Money |
LSP & DLA of LSP |
+91-8882555444 |
|
|
Paisabazaar Marketing and Consulting Pvt Ltd |
Paisabazaar |
LSP & DLA of LSP |
Contact No: 1800 208 8877 WhatsApp Contact No: 851 009 3333 |
|
|
GC Web Ventures Pvt Ltd |
IndiaLends |
LSP & DLA of LSP |
Contact No: 0124-6983600 |
|
|
ADJ Utility Apps Private Limited |
Khatabook Credit Account Book |
LSP & DLA of LSP |
+91-9606800800 |
|
|
PhonePe Lending Services Private Limited |
PhonePe Business: Merchant App |
LSP & DLA of LSP |
080-68727777 / 022- 68727777 |
NA |
|
Fintech Blue Solutions Private Limited |
TurtlemintPro - Sell Insurance |
LSP & DLA of LSP |
18002660101 |
|
|
HT Digital Streams Limited |
Mint Money |
LSP & DLA of LSP |
0124 - 4118763 |
|
|
Finzoomers Services Private Limited |
INDmoney: Stocks, Mutual funds |
LSP & DLA of LSP |
08069494749 (Monday to Friday, 10:00am- 7:00pm) |
|
|
Google India Digital Services Private Limite |
Google Pay: Secure UPI payment |
LSP & DLA of LSP |
1-800-419-0157 |
|
|
Dreamplug Technologies Pvt. Ltd. |
CRED (Prefr) |
LSP & DLA of LSP |
040-69881555 |
|
|
FPL Consumer Services Private Limited |
OneScore |
LSP & DLA of LSP |
NA |
|
|
Scapic Innovations Private Limited |
super.money |
LSP & DLA of LSP |
080-69171120 |
|
Legal Entity/ Incorporated Name |
Brand Name / Name of The Digital Lending App (If Any) |
Category |
Link to the Collection Agencies of Digital Partner |
|
Eduvanz Financing Private Limited |
Eduvanz - Quick Education Loans at Low Interest |
LSP |
|
|
One MobiKwik Systems Limited |
MobiKwik |
LSP & DLA of LSP |
|
|
Moneyview Limited (Formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) |
Moneyview : UPI, Personal Loans |
LSP & DLA of LSP |
|
|
One97 Communications Limited |
Paytm for Business Paytm: Secure UPI Payments |
LSP & DLA of LSP |
|
|
Epimoney Private Limited |
FlexiLoans: Instant Small Business Loan |
LSP |
|
|
NeoGrowth Credit Private Limited |
NeoGrowth Credit - SME Business Loans |
Direct Sales Agent |
|
|
Paysense Services India Private Limited |
PaySense: Instant Personal App |
Direct Sales Agent |
|
|
Ambit Finvest Private Limited |
Ambit Finvest |
Direct Sales Agent |
|
|
Lendingkart Finance Limited |
Lendingkart |
LSP |
|
|
Resilient Digi Services Private Limited |
BharatPe Money |
LSP & DLA of LSP |
|
|
OnEMI Technology Solutions Limited, Si Creva Capital Services Private Limited |
Kissht: Trusted Instant Loans, Ring: Get Instant Loans Online |
LSP & DLA of LSP |
|
|
Frame Technology Marketing Services Private Limited |
Loan Frame: Small Business Loans Made Easy for SMEs |
LSP |
|
|
ADJ Utility Apps Private Limited |
Khatabook Credit Account Book |
LSP & DLA of LSP |
|
|
Mwyn Tech Private Limited |
MoneyTap |
LSP |
|
|
PhonePe Lending Services Private Limited |
PhonePe Business: Merchant App |
LSP & DLA of LSP |
|
|
Arthashastra Fintech Private Limited Address |
ePayLater |
LSP |
|
|
Dreamplug Technologies Pvt. Ltd. |
CRED (Prefr) |
LSP & DLA of LSP |
|
|
FPL Consumer Services Private Limited |
OneScore |
LSP & DLA of LSP |
Lodge a complaint for NBFCs (Sachet Portal): https://sachet.rbi.org.in/Complaints/Add
Lodge a complaint with RBI Ombudsman: https://cms.rbi.org.in
RBI Ombudsman scheme: https://assets.smfgindiacredit.com/sites/default/files/OmbudsmanSchemeforNonFinancialBankingCompanies.pdf
Salient features of Ombudsman scheme: https://assets.smfgindiacredit.com/sites/default/files/English_Maithreyi-Srikanth.pdf
SMFG India Credit Privacy Policy
|
Legal Entity/ Incorporated Name |
Brand Name / Name of The Digital Lending App (If Any) |
Category |
Privacy Policy |
|
Eduvanz Financing Private Limited |
Eduvanz - Quick Education Loans at Low Interest |
LSP |
|
|
Epimoney Private Limited |
FlexiLoans: Instant Small Business Loan |
LSP |
|
|
One MobiKwik Systems Limited |
MobiKwik |
LSP & DLA of LSP |
|
|
Mwyn Tech Private Limited |
MoneyTap and FREO |
LSP & DLA of LSP |
|
|
Moneyview Limited (Formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) |
Moneyview: UPI, Personal Loans |
LSP & DLA of LSP |
|
|
One97 Communications Limited |
Paytm for Business Paytm: Secure UPI Payments |
LSP & DLA of LSP |
https://paytm.com/company/terms-and-conditions?company=one97&tab=lending-privacy-policy |
|
Lendingkart Finance Limited |
Lendingkart |
LSP |
|
|
Frame Technology Marketing Services Private Limited |
Loan Frame: Small Business Loans Made Easy for SMEs |
LSP |
|
|
OnEMI Technology Solutions Limited, |
Kissht: Trusted Instant Loans, Ring: Get Instant Loans Online |
LSP & DLA of LSP |
|
|
Resilient Digi Services Private Limited |
BharatPe Money |
LSP & DLA of LSP |
https://www.bharatpemoney.com/documents/Updated---Privacy-Policy---RDSPL.pdf
|
|
Paisabazaar Marketing and Consulting Pvt Ltd |
Paisabazaar |
LSP & DLA of LSP |
|
|
Angel One Limited |
Angel One |
LSP & DLA of LSP |
|
|
GC Web Ventures Pvt Ltd |
IndiaLends |
LSP & DLA of LSP |
|
|
ADJ Utility Apps Private Limited |
Khatabook Credit Account Book |
LSP & DLA of LSP |
|
|
Fintech Blue Solutions Private Limited |
TurtlemintPro - Sell Insurance |
LSP & DLA of LSP |
|
|
PhonePe Lending Services Private Limited |
PhonePe Business: Merchant App |
LSP & DLA of LSP |
|
|
HT Digital Streams Limited |
Mint Money |
LSP & DLA of LSP |
https://www.livemint.com/lm-img/financial-services/privacy-policy.html |
|
Finzoomers Services Private Limited |
INDmoney: Stocks, Mutual funds |
LSP & DLA of LSP
|
|
|
Google India Digital Services Private Limite |
Google Pay: Secure UPI payment |
LSP & DLA of LSP |
|
|
Dreamplug Technologies Pvt. Ltd. |
CRED (Prefr) |
LSP & DLA of LSP |
|
|
FPL Consumer Services Private Limited |
OneScore |
LSP & DLA of LSP |
|
|
Scapic Innovations Private Limited |
super.money |
LSP & DLA of LSP |
Annual Percentage Rate (APR) is the all-inclusive annualized rate applicable to the borrower for their digital loan. The rate includes charges such as cost of funds, credit and verification costs, operating cost, maintenance charges, processing fees, etc. It excludes any contingent charges applicable to the loan as late payment fees, penal charges, loan cancellation fees, etc.
Enter the amount you had to pay towards processing fees, insurance, etc. while taking the loan
Disclaimer : This calculator is for your information & knowledge only, and must not be construed as professional advice or guarantee of a loan. Actual terms of the loan will depend on the agreement between the borrower and SMFG India Credit.
Enter the amount you had to pay towards processing fees, insurance, etc. while taking the loan
To view vernacular version of the KFS and Loan agreement, click here
| Installment No. | |
| Outstanding Principal | `0 |
| Principal | `0 |
| Interest | `0 |
| Installment | `0 |
Disclaimer : The above calculator and table is for illustrative purposes only and provides an approximate calculation of EMI and repayment schedule. The actual terms of the loan may vary as per the Loan agreement between the borrower and SMFG India Credit.
Enter the amount you had to pay towards processing fees, insurance, etc. while taking the loan
| Installment No. | |
| Outstanding Principal | `0 |
| Principal | `0 |
| Interest | `0 |
| Installment | `0 |
Disclaimer : The above calculator and table is for illustrative purposes only and provides an approximate calculation of EDI and repayment schedule. The actual terms of the loan may vary as per the Loan agreement between the borrower and SMFG India Credit.
Date of Repayment
Amount disbursed 25000
Interest to be charged
Amount to be Repaid (at the end of Tenure)
Disclaimer : The above calculator and table is for illustrative purposes only and provides an approximate calculation of dues and repayment schedule. The actual terms of the loan may vary as per the Loan agreement between the borrower and SMFG India Credit.
* The entire Principal amount is to be repaid by the Borrower as a lump sum payment, at the end of the loan tenure.
Billing Date
Due Date
Amount disbursed 20000
Convenience Fees to be charged
Amount to be repaid on due date
Disclaimer : The above calculator and table is for illustrative purposes only and provides an approximate calculation of dues and repayment schedule. The actual terms of the loan may vary as per the Loan agreement between the borrower and SMFG India Credit.
Note: Convenience charge is calculated based on the amount utilized per month
Date of Maturity
Amount disbursed 20000
Interest to be charged
Amount to be Repaid (at the end of Tenure)
* The entire Principal amount is to be repaid by the Borrower as a lump sum payment at the end of the loan tenure
Disclaimer : The above calculator and table is for illustrative purposes only and provides an approximate calculation of amount due and repayment schedule. The actual terms of the loan and any charges/fee, may vary as per the Loan agreement between the borrower and SMFG India Credit.