Your wedding is an auspicious and significant occasion in your life. We would love to be your preferred financial partner to make this day a grand affair! Whether you have an exotic venue on your mind, a lavish spread of food, designer wedding attire, candid photography, or anything else on your mind, we don't think you are asking for much.
To create these beautiful moments that you will cherish for a lifetime require an adequate amount of planning and funds. Get the finance you need to make your special day more memorable with our personal loan for weddings.
Instant Online Approval
Check your eligibility, fill a form online, upload your documents and get instant approval!
Online Account Access
View your marriage loan account details at any time through our customised portal
Money disbursed in 72 hours*
Get the requested funds in your bank account within 72 hours* after your wedding loan is approved.
Best-in-class Interest Rates
Attractive interest rates start as low as 11.99% per annum onwards.*
Loan up to `25 Lakhs
Say ‘I Do’ in style. With our personal loan for weddings, get up to ` 25 lakhs* with flexible repayment tenures from 12 – 60 months.
*Terms and Conditions apply
Any resident citizen of India between the ages of 21 years and 60 years, and with a minimum income can avail SMFG India Credit’s personal loan for marriage. You can get loans for up to ₹25 lakh regardless of whether you are a salaried employee or a self-employed person, subject to your previous credit history. The minimum monthly income for a salaried person residing in a non-metro area is set to ₹20,000 to avail this loan and ₹25,000 for residents of Mumbai and Delhi. For self-employed individuals, a minimum annual profit after tax will be considered instead. Click here to know more about personal loan eligibility.
SMFG India Credit offers personal loan for marriage at interest rates starting 11.99%* per annum. The actual interest rate charged varies according to your financial profile including your good cibil score, the nature of employment and existing relationship with us. Further, the tenure and the loan amount is chosen also impacts the interest rate offered. Further, a processing fee of up to 3% of the loan amount may also be added.
Personal Loan Interest Rate
11.99% to 36%
Up to 3% of loan amount
Up to 60 months
Lowest EMI Per Lakh
₹2,224 for 60 months
0% to 7%*
To apply for a personal loan for wedding, click on the Apply Now button on this page and fill up all the requested personal, financial and employment details. Your loan would be approved online, and our representative will contact you to collect the required personal loan documents soon after. Once the documents are verified, the loan amount is typically disbursed within 24 hours. Here are the steps for an online marriage loan application:
SMFG India Credit offers an open-ended personal loan that can be used to meet all your wedding-related expenses.
SMFG India Credit's personal loan for a wedding is a very reliable product that can be used to meet any kind of wedding expense. You can get up to ₹ 25 lakhs* depending on your eligibility and repay the amount by choosing a flexible repayment tenure between 12 to 60 months. All you need to do to apply for the personal loan for a wedding is click on the Apply Now button above. You can also visit any of our branches and speak with our executive who can help you with the process in person, and resolve any queries you may have.
A wedding is a large expense, with no tangible returns. Even if you have sufficient savings, it is not advisable to use it all up in one shot. A personal loan for wedding allows you to distribute the cost over time and ensures that your savings do not dip dangerously low. Also, unlike credit cards, a personal loan gives you more flexibility by depositing cash into your account, which you can utilise for any wedding-related expense. While the interest rates on personal loans may be slightly higher than that of credit cards, it does give you the flexibility to repay the amount within 5 years.
Loan amounts up to ₹25 lakh are instantly approved online at SMFG India Credit, based on your profile. For certain profiles - like doctors, the maximum loan amount can go up to ₹30 lakhs. The minimum amount for a salaried personal loan applied online is INR 50,000. Customers applying directly through our branches may get lower amounts, depending on their eligibility, location, and SMFG India Credit’s policy at the time of loan application. If you are looking for a loan amount of more than ₹ 25 lakhs, we recommend a loan against securities or a loan against property.
The maximum loan amount that you are eligible for is determined based on the following:
When applying for a personal loan, you need to submit the following documents:
The cost of a wedding loan is the interest rate plus the processing fee. The interest rate charged varies according to your financial profile, including your CIBIL score, nature of employment, and existing relationship with us. A processing fee of up to 3% of the loan is charged.
Any resident citizen of India between the ages of 21 years and 60 years, with a minimum income of INR 20,000 in a non-metro area, and INR 25,000 for residents of Mumbai and Delhi can avail of SMFG India Credit’s personal loan for marriage. You can get loans for up to INR 25 lakh*, subject to your previous credit history.
Yes. Any Indian resident between the ages of 21 and 60, regardless of whether male or female can avail SMFG India Credit’s personal loan for marriage, provided they meet the income and CIBIL score requirements.
The Personal Loan EMI calculator has 3 tabs to arrive at your EMI instantly.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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