Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Jaipur, known as the Pink City, pulsates with entrepreneurial spirit, with a burgeoning market of small and medium-sized businesses. From traditional crafts to modern startups, the city's diverse economy is always evolving. Business owners in Jaipur often seek financial support to expand their enterprises, invest in technology, and hire skilled labour. Additionally, the tourism sector, a significant part of Jaipur's economy, often requires capital infusions for hotel expansions, tour operations, and infrastructure development.

In this vibrant business landscape, business loans play a crucial role, providing the necessary financial backing for growth, innovation, and sustainability. Entrepreneurs in Jaipur utilise these loans to explore new markets, enhance product offerings, and elevate their businesses to international standards, contributing to the city's economic dynamism and progress.

Features And Benefits Of Business Loans In Jaipur:

Flexible Repayment Plans:

SMFG India Credit offers entrepreneurs the flexibility to comfortably repay their business loans over a period of up to 48 months*. This ensures manageable repayment schedules tailored to the city's diverse businesses.

Capital Assistance:

Avail financial assistance up to INR 75 lakhs* to enhance the profitability and sustainability of your business.

Swift Loan Approval:

Quick loan approval within 72 hours* helps you avoid missing out on any crucial opportunities and grow your enterprise.

Hassle-free Paperwork:

Transparent eligibility criteria and minimal paperwork reduce the hassle behind the loan application process.

No Need for Collateral:

A collateral-free business loan will help you focus on what truly matters - your enterprise. This approach minimizes financial risks, and allows to expanding businesses and promoting a vibrant business ecosystem.

Tailored Solutions:

Pre-approved offers, higher loan top-up options, and the flexibility to choose repayment tenures up to 48 months* are tailored to meet the specific business requirements of Jaipur's entrepreneurs, providing them with convenience and flexibility in managing their finances.

Eligibility Criteria For Business Loans In Jaipur:

  • Eligible Entities: Self-employed individuals, proprietors, partners, or directors of existing businesses can apply, ensuring diverse entrepreneurs can access support.
  • Nationality: Applicants must be resident Indians.
  • Age Criteria: Applicants should be in the age bracket of 22 to 65 years.
  • Turnover Requirement: A base annual turnover of INR 10 lakh is essential.
  • Profit After Taxes: A profit of INR 2 lakhs per annum demonstrates financial stability.
  • Business Experience: The enterprise must be operational for at least 3 years, along with stable income and profits for the past 2 years.
  • Credit Score: A CIBIL score of 750 or higher is desirable.

Interest Rates For A Business Loan in Jaipur:

Here are details regarding the rates of interest and other charges to consider while applying for a business loan:



Interest Rate

The lowest and most competitive interest rates will be calculated based on several factors (location, net income, business stability, collateral, and existing monthly obligations)

Loan Amount

Upto INR 75 lakhs*

Loan Tenure

Upto 48 months*

Lowest EMI Per Month

Starting from INR 1,341 for 48 months

Cheque Dishonoured Charges

INR 300

Proceeding Fees

Upto 6.5% of the Loan Amount

Customer Type

Proprietor / LLP/ Pvt Ltd / Partnership / Public Ltd

Delayed EMI Payment Interest

24% per annum on outstanding balances that are overdue, calculated on a day-to-day basis.

Documents For Business Loan In Jaipur:

At SMFG India Credit, applying for a business loan requires essential documents for verification. Here is a summary for your convenience:



Recent photograph

A recent passport-sized photograph of the applicant

Valid Identity Proof

Acceptable options include PAN card or Driving Licence

Valid Address Proof

Options include documents like an electricity bill or Passport

Bank statements

Statements reflecting your business's financial transactions

GST or ITR documents

Proof of your business's Goods and Services Tax (GST) registration or Income Tax Returns

Income proofs

Documents that validate your business's income

Proof of Business existence

Documents like Certificate of Incorporation that establish your business's existence

How To Apply For A Business Loan In Jaipur:

To apply for a loan with SMFG India Credit, follow these steps:

Visit the Application Page: Go to SMFG India Credit's official website and click on Apply Now.

Complete the Application: Upload the necessary documents and fill in the details as required.

Provide Personal and Financial Information: Enter your KYC details, bank details, account statements, etc. accurately in the application form.

Verification Process: The support team will verify your application form and documents. You may have to wait for some time while this process is going on.

Personalized Loan Offer: A loan offer customised to your financial profile will be sent for your perusal.

Loan Disbursement: Upon approval, the loan amount will be directly disbursed to your designated bank account.


For Jaipur-based businesses, SMFG India Credit simplifies the loan application process. With attractive interest rates, flexible repayment terms, and a 100% online application process, this service provides financing without the hassles typically associated with traditional lenders. Our easy-to-use interface ensures a seamless experience for Jaipur businesses. Apply now and accelerate your business growth today!

*T&C Apply

Apply for Business Loan

Contact Us

Branch Address 1

Plot No-161, 162, 173 & 174, 4th Floor, Bansal Tower, Rathore Nagar, Amarpali Marg, Vaishali Nagar, Jaipur (Rajasthan)-302021

Branch Address 2

Ground Floor, 8/212, Vidhyadhar Nagar, Jaipur, Rajasthan - 302023

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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