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Boost Your Career with a SMFG India Credit Personal Loan

Published on May 19, 2022Updated on Jan 29, 2024

Boost Your Career with a SMFG India Credit Personal Loan

In this ever-changing world, you need to constantly learn and acquire new skills to elevate your career and do financially well in life. And, for this purpose, enrolling yourself in professional career development programmes sometimes becomes necessary. 

However, compared to traditional academic programmes, professional courses are usually expensive, especially those from reputed institutes. One may  need to commit a big part of their income or savings to pursue the course. If this is the reason that is stopping you from enrolling yourself on any such programmes or investing in upgrading your devices, then you may consider taking a personal loan from SMFG India Credit. Following are the details.

Personal Loan for Career Development

Taking a personal loan for enrolling yourself in a career development programme is a wise decision, as it will help you to spread the expenses over a period of time, thereby reducing the impact on your finances. You can repay the amount in easy EMIs, between 12 to 60 months.

Furthermore, you can pursue the course from your preferred institution, without having to worry about the expenses.

Benefits of Taking a Personal Loan for Career Development

  • Quick Access to Funds: You can get quick access to funds without having to offer any collateral for securing the loan amount. Using the personal loan eligibility calculator, you can estimate the maximum amount you may be able to get as a loan.
  • Affordable: The interest rates on personal loans from SMFG India Credit are quite competitive, and eligible applicants with a good credit score and stable income source can get a personal loan on the best terms. 
  • Easy Repayments: The repayment tenure of a personal loan ranges between 12 to 60 months, and one can easily calculate their EMIs using a personal loan EMI calculator based on their repayment capacity, thereby enabling them to select an optimal tenure.
  • Minimal Documentation: The documents required for personal loans are quite basic. You just need to provide all the required KYC documents, income proof, and bank statements.
  • Easy and Hassle-Free Access: You can apply for a personal loan online (recommended for salaried applicants) or by visiting the nearest SMFG India Credit branch (recommended for self employed applicants). The application process is quick and ensures quick decisioning and disbursal of funds.
Must Read: Can a Student Get a Personal Loan in India?

By using the personal loan amount, you can enroll yourself on any career development courses and even buy a new laptop or work-related software packages to boost your career growth. 

If you are confused about which professional courses can help you to elevate your career, then you can consider the following options. 

Top Career Development Courses

The following are some of the top affordable online courses for career development, which you can consider:

  1. Social Media Marketing/Digital Marketing: With the growth of the digital ecosystem in the world, companies are focusing more on improving their online presence and directly interacting with users. This has resulted in huge demand for skilled social media marketing and digital marketing managers across the globe and candidates with good experience are handsomely rewarded.
  2. Graphic Designing: Graphic designing is a high growth-potential career, and is a great career option for people with creative thinking capability. And, with the growth in digital media spaces, highly skilled and creative graphic designers are in high demand.
    With experience, a person can reach the top level of the hierarchy and can also open up their own creative agency, catering to the needs of big organizations.
  3. Programming: If you are an IT engineer, you would know the importance of learning new programming languages and achieving proficiency in them. Through advanced programming courses, you can intellectually challenge yourself and become a better programmer, which can help you to advance your career growth. 
  4. Artificial Intelligence and Machine Learning: AI and ML are the next building blocks for business, as they crunch the huge amount of user data to identify consumption patterns and trends to increase profitability and improve efficiency. Reports suggest that the investment in AI and ML in India is expected to grow at a CAGR of 33.49% till 2023, which creates a lot of growth opportunities for AI and ML professionals. And, if you have an engineering background, enrolling yourself on AI and ML courses can be one of the best investments for your career.
  5. Business Analytics and Data Science: As companies are expanding their footprints, the role of business analytics and data scientist have become extremely important. They help the company’s management to come up with strategies by providing actionable insights and other data. The scope of business analytics includes customer experience research, inventory management, sales and marketing, finance, product development, etc.

There are many such online affordable courses available, which you can pursue as per your interest and elevate your career growth process.


Time is the essence when you are building your professional career. And, the earlier you start, the better it is for career growth and avoiding saturation in the later stages. A personal loan not only makes it easier for you to enroll in such courses but also helps you to stay ahead of the curve, without having to worry about money and finances. Apply for a Personal Loan today, and begin the path to making your professional dreams come true.

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

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