Design Your Dream Modular Kitchen With a Personal Loan

The kitchen is undoubtedly the heart and soul of any home. Investing in a practical, well-equipped kitchen with an excellent design can greatly enhance both functionality and your living standards. The most organised, efficient, and aesthetic way to do this is through a custom modular kitchen design.

Designing your dream modular kitchen can be exciting yet overwhelming. You can make the process easier by adequate planning, budgeting, and being well-informed on the costs involved. This article covers the approximate costs of crafting your dream modular kitchen and some tips for the process. We’ll also see how modular kitchen financing options like an instant personal loan can help you out.

How Much Does a Modular Kitchen Cost?

To craft the perfect modular kitchen, you must be informed about the costs of designing and installing one. The cost of a modular kitchen depends on several factors like the choice of material, size of your kitchen, number of appliances, and labour cost. The tables below tell you the estimated cost of building your dream modular kitchen in India:

1. Modular Kitchen Prices Based on Layout

   Layout	Modular kitchen cost per sq ft	Overall modular kitchen price
   Straight shape kitchen layout	INR 600 - INR 2,250	INR 60,000 - INR 90,000
   U-shaped kitchen layout	INR 225	INR 50,000 - INR 1.5 lakhs
   Parallel shape layout	INR 1,200 - INR 1,750	INR 1 lakh - INR 1.5 lakhs
   L-shaped layout	INR 3,000 - INR 4,200	INR 1.1 lakhs - INR 3 lakhs

2. Modular Kitchen Prices Based on Material

   Material	Modular kitchen cost per sq ft.
   Wood	INR 300 - INR 1,800
   PVC	INR 200 - INR 2,200
   Stainless Steel	INR 200 - INR 5,000

Please note that these are estimated costs and are subject to market change.

What Are Some Tips for Designing and Installing a Modular Kitchen?

Below are some tips that can help you in your modular kitchen design and crafting:

• The Golden Triangle
  One modular kitchen design tip is honouring the golden triangle. It has three elements: the cooktop, sink, and refrigerator. This is where most of the cooking happens. Ideally, the sum of the distance between these three elements must not exceed 26 feet. It is a good idea to ensure a distance of 4 to 9 feet between each point while designing your ideal modular kitchen.
• Lighting
  A kitchen with good lighting helps in convenient cooking. Make sure to have lights directed towards key work areas such as the cooking and cleaning areas. Additionally, always add lighting under your cabinets as they obstruct ceiling lights.
• Budgeting
  It is a good practice to have a budget laid down before the modular kitchen creation process. The estimated price may be as low as INR 50,000. But decide if you wish to go for additional features or premium materials that may cost more. After making a clear budget, you can go through different modular kitchen payment plans and funding options.

How to Apply for a Personal Loan for Your Modular Kitchen

Creating your dream modular kitchen can be expensive. You can build a modular kitchen on EMI via a personal loan. Here are the general steps involved in applying for a personal loan:

• Check Your Loan Eligibility
  When it comes to personal loans for your dream modular kitchen design ideas, each lender may have different eligibility criteria. It generally includes your credit score, age, profession, monthly income, and expenses. Compare different lenders and choose the one whose loan terms and EMI options on modular kitchens best suit your requirements.
• Apply for a Loan Online
  Once you have chosen the lender, you can begin your online loan application. Enter all your required information and upload the necessary documents. Alternatively, you can visit a branch of the lending institution to apply in person.
• Loan Approval
  On submission, the lender will review your loan application and verify your eligibility and documents. Once your loan is approved, the funds will be disbursed to your account.

Conclusion

Today, there are several modular kitchen instalment plans available, tailored to your needs and costs. Designing your dream modular kitchen setup can be stress-free when you have the required funds. SMFG India Credit provides personal loans of up to INR 30 Lakhs* with interest rates starting from 13%* per annum. You have multiple EMI options for modular kitchens with flexible repayment plans between 12 to 60 months*. Apply for a loan online for a quick and convenient experience or visit your nearest branch where our representative can guide you further.