How to Upload Documents for SMFG India Credit Personal Loan?

Published on May 21, 2021Updated on Oct 14, 2026

How to Upload Documents for SMFG India Credit Personal Loan?

SMFG India Credit is completely committed to making your entire loan journey an extremely smooth and hassle-free one. Our eligibility criteria are quite simple to fulfil and you are likely to have all the documents required to apply for a personal loan. The list of personal loan documents required to be submitted varies according to whether you are a self-employed or a salaried professional.

Documents Required to Be Submitted While Applying for a Personal Loan?

Here is a basic list of personal loan documents required to be submitted while applying for a loan:

  • Identity proof documents that include KYC Documents like your Aadhar Card, Voters ID, Driving License, etc.
  • Address Proof documents that may include your Passport, Electricity bill, etc.
  • No salary slip required, bank statements submitted should display salary being credited in case of salaried professionals or proof of income for self-employed professionals.
  • Previous 12 months bank statements of your salary account for salaried professionals and statements of your current account for self-employed professionals.
  • Other documents as requested by us from time to time. 
Must Read: 5 Tips to Get Your Personal Loan Application Approved

How Can I Upload Documents While Applying for a Loan?

Follow a few basic instructions to upload your personal loan documents while applying for a loan:

  • Visit our website and click on the ‘Apply Now’ button on the top right-hand side of the website. Opt for a Personal Loan from the different loan offerings.
  • You will be required to enter details that include specifying whether you are self-employed or salaried.
  • Your mobile number will be verified with the help of an OTP.
  • The next step involves adding details about your employment status, banking details, personal details, PAN, etc. post which you will be required to upload your documents to complete the application process.

Opting for a personal loan and repaying your dues on time is an excellent way of building up a healthy credit score. Although we offer personal loans of up to 10 Lakhs, the actual loan amount you might be eligible for is based on various factors like your financial obligations, creditworthiness, monthly income, etc. If you are considering opting for a personal loan online to cater to your financial requirements, our personal loan eligibility calculator can help you calculate the approximate amount you can borrow and the personal loan EMI calculator to know the monthly amount payable and thereby planning an appropriate loan tenure.

To avail a personal loan, apply today and get exciting offers*.

*Terms and conditions apply.

About the Author

SMFG India Credit is a trusted NBFC providing financial solutions across India. Our Knowledge Center delivers useful, reader-friendly content on loans, credit, and personal finance to help you make informed financial decisions.

Important Note: This article is for general informational purposes only and may be subject to change from time to time. As product features, eligibility criteria, interest rates, charges, fees, tenures and other terms may be revised as per SMFG India Credit's policies, readers are advised to refer to the latest details from the respective product pages (please select from the top menu). For the latest loan charges, please visit Charges & Fees Link and for the latest Interest rates, please visit Interest Rate Rationale. Please note that final loan terms, disbursement process and eligibility criteria will depend on SMFG India Credit's policies at the time of loan application.

The content of this article is for information purposes only and does not constitute as, an offer or advise to avail any products or services from, or, a commitment to grant any loan by the company. It is not intended to create any rights or obligations against us. All content is provided "as is" without any warranty of any kind, either express or implied & we disclaim any warranty or representation, whatsoever, in regards to the content. Please refer to the Privacy Policy of the company to understand the use, processing and storage of your personal data.

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Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
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