How to Upload Documents for SMFG India Credit Personal Loan?

SMFG India Credit is completely committed to making your entire loan journey an extremely smooth and hassle-free one. Our eligibility criteria are quite simple to fulfil and you are likely to have all the documents required to apply for a personal loan. The list of personal loan documents required to be submitted varies according to whether you are a self-employed or a salaried professional.

Documents Required to Be Submitted While Applying for a Personal Loan?

Here is a basic list of personal loan documents required to be submitted while applying for a loan:

• Identity proof documents that include KYC Documents like your Aadhar Card, Voters ID, Driving License, etc.
• Address Proof documents that may include your Passport, Electricity bill, etc.
• Previous three month’s salary slips in case of salaried professionals or proof of income for self-employed professionals.
• Previous six months bank statements of your salary account for salaried professionals and statements of your current account for self-employed professionals.
• Other documents as requested by us from time to time. 

Must Read: 5 Tips to Get Your Personal Loan Application Approved

How Can I Upload Documents While Applying for a Loan?

Follow a few basic instructions to upload your personal loan documents while applying for a loan:

• Visit our website and click on the ‘Apply Now’ button on the top right-hand side of the website. Opt for a Personal Loan from the different loan offerings.
• You will be required to enter details that include specifying whether you are self-employed or salaried.
• Your mobile number will be verified with the help of an OTP.
• The next step involves adding details about your employment status, banking details, personal details, PAN, etc. post which you will be required to upload your documents to complete the application process.

Opting for a personal loan and repaying your dues on time is an excellent way of building up a healthy credit score. Although we offer personal loans of up to 25 lakhs, the actual loan amount you might be eligible for is based on various factors like your financial obligations, creditworthiness, monthly income, etc. If you are considering opting for a personal loan online to cater to your financial requirements, our personal loan eligibility calculator can help you calculate the approximate amount you can borrow and the personal loan EMI calculator to know the monthly amount payable and thereby planning an appropriate loan tenure.

To avail a personal loan, apply today and get exciting offers*.

*Terms and conditions apply.