Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

How Working Women Can Avail a Personal Loan in Few Steps?

Published on Nov 24, 2020Updated on Jan 23, 2024

How Working Women Can Avail a Personal Loan in Few Steps?

Today’s women are looking to advance in their space by focusing on the skills that make them unique. Women are steadily growing and gaining an equal footing everywhere. Their dedication, ability to multitask, and ambition makes them progressive. All such women have been offered affordable financial assistance by SMFG India Credit. Women need financial freedom. Understanding this need, SMFG India Credit has started offering personal loans at attractive interest rates to women with ease. 

SMFG India Credit’s Simple Personal Loan Application Process for Women

All salaried, as well as self-employed women can apply for a SMFG India Credit personal loan for women. Salaried women can even apply for a personal loan online through the website or by downloading our mobile app - SMFG India Credit InstaLoan.  Personal loans at SMFG India Credit can be availed in a very short span of time. After all documents are verified, instant loan approval is received and funds can be credited to the bank account within 24 hours without any collateral. A Personal loan EMI calculator can provide complete clarity on your monthly outflow, thereby allowing you to select a tenure which would be most convenient.

Here are the Personal Loan Documents Required:

  1. Filled up and signed loan application form 
  2. Passport-size photographs (in case you are submitting directly at the branch)
  3. Form 16 and IT returns 
  4. PAN card copy
  5. Proof of identity (Driving license, Passport, Aadhar card)
  6. Address proof (Driving license, Passport, Electricity bill, Telephone bill)
  7. Bank statements for the last 6 months
  8. Salaried applicants need to submit salary slips for the last 3 months and appointment letter mentioning the date of joining the organization
  9. Self-employed individuals need to submit IT returns for the last 2 financial years, Audited balance sheet for the last 2 years, bank statements for the last 6 months, latest turnover document. 

What is a Personal Loan for Women?

Personal loan for women is a loan offer specially designed for women. Personal loan for women at SMFG India Credit is offered at preferential interest rates and flexible EMI options. This loan is designed to help women fulfil their dreams and goals - be it personal or professional without having to depend on anyone. Since this loan is unsecured, there is no need to liquidate investments or dip into one’s savings. Once the personal loan application is submitted and SMFG India Credit approves the loan, funds are received within 24 hours. SMFG India Credit’s personal loan for women can be used for many such reasons stated that are below or more:

1) Personal Loan for Women for Education

Women do not need to be dependent on anyone to fulfill their ambitions on upgrading their education. They have complete financial freedom with SMFG India Credit’s personal loan for education. Women who are looking at completing their pending graduation courses or pursuing a specialized post-graduate or any other certification course that may give them a boost in their workplace should certainly be able to do so. With SMFG India Credit’s hassle-free personal loan for women to support you financially, your ambitions are merely a click away!

Must Read: Education Loan or Personal Loan - How to Fund your Higher Education?

2) Personal Loan for Women for Medical Assistance

Medical emergencies are unexpected and can be unpleasantly expensive. And insurance doesn't always cover all expenses. If you can’t arrange for funds at such a short notice, or do not want to liquidate long-term investments, you can consider a personal loan for women for medical emergency. This takes care of your immediate need of meeting medical expenses and taking care of your loved ones. 

3) Personal Loan for Women for Travel

You may want to plan holidays with your friends, or surprise your family with a new holiday destination, or book a solo trip. With a personal loan for travel, you can now spread your wings freely and meet your travel goals.

4) Personal Loan for Women for Home Improvement

You can now upgrade your kitchen or home with the type of furniture / consumer durables you need with a personal loan for home improvement.

5) Personal Loan for Women Entrepreneurs

Being a business owner can be challenging on multiple levels. Avail a personal loan to fulfil any urgent working capital needs or to grow your business.

Must Read: 10 Best Side Business Ideas for Women

SMFG India Credit’s personal loan for women offers a preferential interest rate, ensuring that heavy EMIs don’t strain your monthly expenses. Such a loan can help meet any requirement and can be the perfect financial support you need to realise your dreams.

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

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