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Best Places for Visit in India - Plan Your Family Trip with a Personal Loan

Published on Jan 22, 2025Updated on Feb 4, 2025

Best Places for Visit in India - Plan Your Family Trip with a Personal Loan

India is home to countless destinations that offer the perfect blend of history, culture, nature, and adventure. Exploring the best places to visit in India with family promises unforgettable memories and enriching experiences.

However, while these trips are rewarding, the financial side – transportation, accommodation, dining, and sightseeing – can strain your wallet. This guide explores some of the best family vacation destinations in India and how a personal loan for travel can help fund your perfect getaway without financial stress.

The Best Places to Go on a Family Trip in India

This country’s diversity ensures there’s something for everyone, so here are some top family-friendly places to visit in India:

  • Srinagar: Known as the “Paradise on Earth”, Srinagar’s stunning Dal Lake and Mughal Gardens make it one of the best places for a family trip in India.
  • Andaman and Nicobar Islands: Famous for its pristine beaches, vibrant coral reefs, and thrilling water sports, this tropical paradise is a perfect family getaway.
  • Alleppey: Perfect for a relaxing houseboat ride on Kerala’s backwaters, this spot is ideal for nature-loving families.
  • Jaipur: The Pink City offers grand palaces, forts, and vibrant markets, making it a must-visit family spot in India.
  • Coorg: Often referred to as the “Scotland of India,” this serene hill station is ideal for families seeking peace and natural beauty.
  • Goa: Beyond its famed beaches, Goa delights families with spice plantations, ancient churches, and water sports, ensuring fun for all ages.

Ensure Financial Freedom with a Personal Loan for Travel

Visiting family travel destinations in India can be a rewarding experience, but the associated costs can quickly add up if not planned efficiently. Opting for a personal loan for travel, or a travel loan, can help you manage these expenses smartly. Here’s how:

  • Comprehensive Coverage: Whether you’re booking flights to the Andaman Islands or a luxury houseboat in Alleppey, a personal loan ensures you don’t have to compromise on your travel plans.
  • Quick Access to Funds: A personal loan often offers fast disbursals (subject to eligibility and lender policies) allowing you to secure bookings without delays.
  • Flexible Tenures: With repayment tenures typically ranging from 12 to 60 months, you can spread out your EMIs in a way that doesn’t strain your monthly budget.
  • Freedom to Customise: You can use these funds as you wish – whether it’s for luxury stays, fine dining, sightseeing, or purchasing souvenirs to remember your trip.
  • Unsecured Loans: Since personal loans don’t require collateral, you can plan trips to the best places to visit in India with your family without risking your assets.

Steps to Apply for a Personal Loan for Travel

If you want to take a personal loan to visit the best places in India for a family trip, it is crucial to know the process involved. Here are the steps you can follow to apply for a personal loan at SMFG India Credit:

1. Access the SMFG India Credit Website

Locate the ‘Personal Loan’ button in the top-right corner of the page to get started.

2. Provide Basic Details

Enter your mobile number, PAN, pincode, and employment type.

3. Verify Your Mobile Number

Input the 6-digit OTP sent to your registered mobile number to confirm your contact details.

4. Submit Personal Details

Fill out your email address, date of birth, gender, and annual household income. Ensure you verify your email ID as well.

5. Review the Personalised Loan Offer

Examine the loan offer tailored to your requirements, which includes the loan amount, fees, and repayment terms. Accept the offer if it meets your needs or opt for a higher loan amount.

6. Provide Employment Information

If you’re salaried, submit details about your employment.

7. Provide Bank Statement to Request Higher Loan Amounts

Submit your bank statement through Net Banking, Account Aggregator, or upload it to request an increased loan amount and receive the updated offer (salaried individuals only).

8. Complete Identity Verification

Use CKYC, Offline Aadhaar XML-based KYC, or DigiLocker to provide your address information and take a selfie to complete your identity verification.

9. Give Bank Account Details

Provide the particulars of your bank account information for verification. 

10. Enter Additional Details

Complete the ‘Additional Details’ section with information like your loan purpose, marital status, father’s name, and mother’s maiden name.

11. Set Up E-NACH for Repayment

Choose a re-payment option from a debit card or internet banking, and complete the E-NACH setup.

12. Digitally Sign the Loan Agreement After Review

Carefully review the loan agreement, digitally sign it, and validate the process using the 6-digit OTP sent to your mobile number.

With this hassle-free process, you can quickly and conveniently apply the funds needed to make your travel plans a reality.

Conclusion

While visiting the best family vacation destinations in India may seem like the ultimate dream, tight budgets can often shift your focus from enjoyment to stress. With careful financial planning, however, you can explore the best places to visit in India with your family without worrying about overspending.

Taking a personal loan for travel from SMFG India Credit can help you focus on your itinerary, rather than your expenses. We offer loans of up to INR 30 lakhs* at interest rates starting as low as 13%* per annum, with flexible repayment tenures of up to 60 months*. Apply online today!

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

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