Top Places to Visit in Munnar – Easy Travel with a Personal Loan

Published on May 29, 2025Updated on Jan 6, 2026

Top Places to Visit in Munnar – Easy Travel with a Personal Loan

Kerala is often referred to as God’s Own Country, where lush greenery meets the serene backwaters and mist-covered hills. Munnar, located in the Western Ghats of Kerala, offers excellent sightseeing for nature lovers.

If you’re eager to explore its sprawling tea plantations and rejuvenating natural landscapes but are concerned about the associated costs, this guide is for you.

We’ll explore some must-visit tourist places in Munnar and learn how a personal loan can fund your travel expenses.

Places to Visit in Munnar

Here are some of the top tourist attractions in Munnar:

1. Tea Gardens

Munnar has more than 50 tea estates. These high-altitude gardens offer breathtaking views. You can also take a guided tour to explore the tea-processing units.

2. Attukal Waterfalls

Just a few kilometres away from town, the Attukal waterfalls in Munnar are surrounded by dense forests and rocky landscapes. They are perfect for a refreshing dip and a relaxing stroll across picturesque landscapes.

3. Eravikulam National Park

A popular tourist spot near Munnar that allows you to explore the local flora and fauna, including the endangered Nilgiri Tahr, Lion-tailed Macaques, and the Nilgiri Langurs.

4. Anamudi Peak

Also known as the Everest of South India, the Anamudi Peak stands tall at 2,695 meters, making it the highest peak in South India. It is located within the Eravikulam National Park and offers stunning landscape views for nature enthusiasts.

5. Mattupetty Dam

Built across the Muthirapuzha River, the Mattupetty Dam is one of the best places to see in Munnar. It has breathtaking surroundings that can be explored through a scenic boat ride.

6. Kundala Lake

The Kundala Lake is one of the best places to visit near Munnar. It is known for its Neelakurinji flowers and pedal boat rides.

7. Echo Point

A visit to Echo Point is popular among adventure lovers. It offers a bird’s-eye view of Munnar’s green landscapes and is quite popular for its unique echo phenomena.

8. Chinnar Wildlife Sanctuary

The Chinnar Wildlife Sanctuary is known for its diverse and rare biodiversity. Tourists are also captivated by the panoramic views of deciduous trees and sky-high mountains.

9. Blossom International Park

Blossom International Park is a popular place near Munnar, especially for families. It is known for its artistic flower gardens and recreational activities that offer enjoyment and relaxation for all ages.

10. Lockhart Gap

The Lockhart Gap is a popular tourist spot in Munnar owing to its astounding scenery. Draped in a cool, misty atmosphere, this viewpoint is perfect for capturing Instagram-worthy pictures.

11. Pothamedu Viewpoint

This Munnar viewpoint is a sight to behold for photographers. Pothamedu has breathtaking views of the undulating hills of tea, coffee, and cardamom plantations, especially during sunset or sunrise.

12. Munnar Town

Perfect for a summer getaway, the cool and misty weather of Munnar attracts tourists from all over India. The scenic tea plantations of Munnar, along with rolling hills and mountain ranges, are bound to leave you feeling refreshed and rejuvenated.

13. Carmelagiri Elephant Park

Experience exhilarating elephant rides and feel at one with nature as you tour across the scenic and lush landscapes of Munnar.

14. Devikulam Lake

Apart from its religious significance, the tranquil waters of the Devikulam Lake offer a peaceful escape from the hustle and bustle of daily life.

15. Idukki Dam

The Idukki Dam is an engineering marvel, also known as Asia’s tallest arch dam. When you visit, you will be blown away by the breathtaking views of the surroundings.

16. Kundala Tea Plantation

Take a stroll through the majestic Kundala Tea Plantation and sample different types of freshly brewed teas.

17. Meesapulimala

This is the second-highest peak of the Western Ghats, towering at 2,640 metres above sea level. At this height, you’ll feel like you’re walking amongst the clouds!

18. Vattavada

Vattavada, also known as the Market of Kerala, is a popular place to visit near Munnar. It is known for the cultivation of unique crops like strawberries and butter beans.

19. Chokramudi Peak

The Chokramudi peak offers thrilling trekking opportunities for those who seek adventure. At the summit, you’ll be able to see a panoramic view of the tea plantation, the Idukki Dam, and the Anamudi peak. 

20. Munnar Lake

One of the best places in Munnar, this lake is a perfectly serene backdrop for leisure activities like boating, picnicking, and relaxing.

21. Punarjani Traditional Village

The Punarjani Village is the cultural centre of Kerala. Enjoy performances of classical dances like Kathakali and Kalaripayattu. While here, also get yourself an authentic ayurvedic massage for deeper relaxation.

How a Personal Loan for Travel Can Help Visit Munnar Tourist Places

Munnar’s cool climate and stunning landscape are sure to make your trip worthwhile. As you explore some of the best places to visit in Munnar, you should also think about your budget and finances.

Your trip to Munnar will include expenses like transportation, accommodation, sightseeing, shopping, and adventure activity tickets. Securing a personal loan for travel can help you cover all these and more! With flexible repayment tenures ranging from 12 to 60 months, you can spread out the cost of your vacation over manageable EMIs. Personal loan interest rates are also typically lower than those of credit cards, making them a more cost-effective option.

The best part is that these loans are unsecured – that is, you don’t need to pledge any assets to obtain the funds.

Tips to Manage Your Personal Loan Effectively

Plan Your Budget Before Applying

Estimate your total trip cost in advance to ensure you borrow just enough to cover essential expenses.

Compare Lenders

Research multiple lenders and compare different interest rates, repayment tenures, and associated fees and charges (e.g., processing fees and prepayment penalties).

Choose Tenure Wisely

A shorter tenure can slightly increase your EMIs but helps reduce overall interest costs, whereas a longer tenure can lower EMIs but leads to higher total interest paid. Choose a tenure that balances manageable EMIs with optimised interest costs. Use a personal loan EMI calculator to plan repayments effectively.

Set Up Auto-Debit for EMIs

Automate payments to avoid delays or missed EMIs, which can impact your credit score.

Plan Your Dream Munnar Trip with a Personal Loan Today!

SMFG India Credit offers personal loans of up to INR 10 lakhs* to help you cover your travel expenses. Our competitive interest rates start at just 12.5%* per annum, with flexible loan tenures ranging from 12 to 60 months*. Check your eligibility and apply online today to make your Munnar getaway a reality!

About the Author

SMFG India Credit is a trusted NBFC providing financial solutions across India. Our Knowledge Center delivers useful, reader-friendly content on loans, credit, and personal finance to help you make informed financial decisions.

Important Note: This article is for general informational purposes only and may be subject to change from time to time. As product features, eligibility criteria, interest rates, charges, fees, tenures and other terms may be revised as per SMFG India Credit's policies, readers are advised to refer to the latest details from the respective product pages (please select from the top menu). For the latest loan charges, please visit Charges & Fees Link and for the latest Interest rates, please visit Interest Rate Rationale. Please note that final loan terms, disbursement process and eligibility criteria will depend on SMFG India Credit's policies at the time of loan application.

The content of this article is for information purposes only and does not constitute as, an offer or advise to avail any products or services from, or, a commitment to grant any loan by the company. It is not intended to create any rights or obligations against us. All content is provided "as is" without any warranty of any kind, either express or implied & we disclaim any warranty or representation, whatsoever, in regards to the content. Please refer to the Privacy Policy of the company to understand the use, processing and storage of your personal data.

FAQs

How can a personal loan help me fund my trip to Munnar?

A personal loan can help you cover a wide range of travel-related expenses such as transportation, accommodation, sightseeing, and other trip costs.

What are the eligibility criteria for securing a personal loan to fund my trip to Munnar?

Eligibility depends on factors such as your age, income, credit score, existing debts, and so on.

How much can I borrow through a personal loan to fund my trip to Munnar?

At SMFG India Credit, we offer personal loans ranging from INR 50,000 to INR 30 lakhs*.

What are the interest rates on personal loans for travel purposes?

SMFG India Credit offers competitive interest rates on personal loans for travel, starting at just 13%* per annum.

How long does it take to get approval for a personal loan for my Munnar trip?

SMFG India Credit’s personal loan process is designed to be fast and transparent. However, the actual approval time depends on factors such as applicant eligibility, document verification, and the mode of application (online or offline).

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