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This Lohri Plan Your Marriage Party With SMFG India Credit

Published on Jan 6, 2023Updated on Oct 18, 2023

This Lohri Plan Your Marriage Party With SMFG India Credit

Lohri is a popular festival celebrated in the northern region of India, particularly by the Punjabi community. It is a celebration of the winter solstice, marked by the lighting of bonfires, singing and dancing, and exchanging gifts. A Lohri party is also the time when many people plan their weddings and other significant events, such as engagement parties and marriage parties.

If you're planning a marriage party or other event around the time of Lohri and need financial assistance to cover the costs, one option you may want to consider is a personal loan. These Lohri celebrations can be auspicious for a milestone like a wedding.

Personal Loan For Wedding

SMFG India Credit offers personal loans for weddings so that you can enjoy the beautiful moments in your life without worrying about the financial burden. There are several benefits of taking up a personal loan during Lohri celebrations:

  1. The personal loan options offer great flexibility in terms of the amount, tenure, and prepayment terms. It is a great way to fund your expenses without taking on major financial responsibilities at one go.
  2. They can be used to consolidate multiple debts into one monthly payment. This can make it easier to manage your finances and may help you save money on interest. If you have already charged wedding party expenses to a credit card or taken out other loans, consolidating those debts with a personal loan can streamline your payments and make it easier to stay on top of your finances. 
  3. Personal loans may have lower interest rates than credit cards, especially if you have good credit score. This can help you save money over the life of the loan. By shopping around and comparing offers from different lenders, you may be able to find a personal loan with a competitive interest rate that fits your budget.
Must Read: How to Prepare Yourself Financially for a Wedding

Things to Keep In Mind While Availing Lohri Marriage Party

There are a lot of options available in the market, and hence you must consider a few factors before finalising the lender that suits your requirements the best. Before you take out a personal loan for your Lohri marriage party, there are a few things you should keep in mind:

  • Shop Around for The Best Rates and Terms
    A variety of lenders will offer different rates and terms for personal loans, so it's important to shop around to find the best deal. Compare offers from multiple lenders, including credit unions and online lenders, to find the one that best meets your needs.
  • Consider Your Credit Score
    Your credit score will play a significant role in the terms and rates you receive on a personal loan for a wedding. If you have a good credit score, you may be able to secure a lower personal loan interest rate, which can save you money in the long run.
  • Determine How Much You Need
    It's necessary to carefully consider how much money you need to borrow to cover the costs of your Lohri party. Make a budget and stick to it to ensure that you don't overspend. The best strategy to plan the expenses is to create a thorough budget. List all the expenditures, both small and large. You can determine where you can spend wisely and where you need to be more careful with your money.
  • Know The Terms and Conditions
    Be sure to carefully read and understand the terms and conditions of your loan before you sign on the dotted line. Pay particular attention to the interest rate, repayment terms, and any fees associated with the loan. With SMFG India Credit, you can be assured that all policies are made transparent from Day One. There are no hidden charges or fees.


If you decide to use a personal loan for a wedding with a Lohri party, be sure to budget carefully and make your payments on time.

A personal loan can be obtained from SMFG India Credit with an easy process of online application and speedy disbursement. You can easily access your loan account using the personalized portal, and it can also help you stay on track with your spending plan. The loan amount and term that you can comfortably pay back each month without it becoming too much of a stress for you can be determined with the aid of an online personal loan EMI calculator.

Overall, a personal loan can be a useful financial tool for covering the costs of your Lohri marriage party. Just be sure to do your research, shop around for the best rates and terms, and carefully consider your options before making a decision.

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

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