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Published on Sept 26, 2023Updated on Aug 30, 2026

The search for a dependable yet cost-effective secondhand car is a popular one in India's thriving automotive market. When buying a used car under INR 4 lakh, the thought of owning one that combines quality, performance, and style becomes even more enticing. With so many alternatives available, finding an ideal second hand car under INR 4 lakh can become easier with this article.
Here are a few of the best second hand cars under INR 4 lakhs you can consider as options while making a decision:
The Nissan Terrano comes with both gasoline and diesel engine choices. The diesel engine is 1461 cc, while the petrol engine is 1598 cc. Its mileage ranges from 13.24 km/l to 20.45 km/l. With additional features like power steering, power windows, anti-lock brakes, air conditioning, driver and passenger airbags, fog lights, alloy wheels, and a multi-function steering wheel, this car is a complete package as a used car under 4 Lakh!
The Maruti Wagon R comes in petrol, diesel, LPG, and CNG versions. The diesel engine is 970 cc, while the petrol engine comes in 970 cc and 1197 cc sizes. The Wagon R's mileage ranges from 21.79 kmpl to 33.54 km/kg. Also ensuring safety, this four wheeler has features like anti-lock brakes, alloy wheels, side and front impact beams, and a crash sensor.
A powerhouse of a second hand car under INR 4 Lakh, both petrol and diesel engine options are offered for this Honda City 4th Generation vehicle. The petrol and diesel engines are 1497 and 1498 cc, respectively. The City 4th Generation had a mileage range of 17.14 to 25.6 kmpl. This 4-wheeler has numerous features, including a large 510-litre boot, anti-lock brakes, a height-adjustable driver seat, cruise control, alloy wheels, and a rear parking sensor.
The Hyundai Xcent has petrol, diesel, and CNG versions. The diesel engine comes in 1120 cc and 1186 cc displacements, while the petrol engine is 1197 cc. The mileage of the Xcent ranges from 17.36-25.4 kmpl. Alloy wheels, a power adjustable outside mirror, a gear shift, and a lane change indicator were a few of the standout features that made it a definite comfort used car under INR 4 Lakh!
Petrol and diesel engines are both available for the Ford Figo. In comparison to the diesel engine, which comes with a displacement of 1498 and 1499 cc, the petrol engine comes with a displacement of 1194 and 1497 cc. The Figo's mileage ranges from 16.0 kmpl to 25.5 kmpl. Additionally, a multi-function steering wheel, remote trunk opener, light accessory power outlet, and power steering features were included!
The petrol-powered Maruti Suzuki Ignis has a 1197 cc engine that delivers a mileage of 20.89 kmpl. A 7-inch touchscreen infotainment system, LED projector headlights with DRLs, and automatic climate control are a few of the additional features. Dual front airbags, ABS with EBD, and rear parking sensors all contribute to passenger safety, making it a complete package as a second hand car under INR 4,00,000.
The Maruti Suzuki Celerio has a 998 cc engine and is offered in both petrol and CNG versions. The Celerio gives 21.63 kmpl for petrol and 31.79km/kg for CNG. The Maruti Suzuki Celerio's power steering, low fuel warning, accessory power outlet, electronic multi-tripmeter, ABS with EBD, and rear parking sensors are all standout safety features.
The 799 cc Datsun Redi-GO is offered with a petrol engine. The redi-GO gets 22.0 kmpl in manual mode and 22.5 kmpl in the automated model. The Datsun Redi-GO's 8-inch touchscreen infotainment system, LED DRLs, dual front airbags, ABS with EBD, and Seat Belt Warning are few of its standout features!
The Maruti Suzuki Swift comes with a 1197 cc engine for the petrol model and a 1280 cc engine for the diesel variant. The Swift gets 21.21 km/l for its gasoline variant and 28.4 km/l for its diesel counterpart. It has a 7-inch touchscreen infotainment system, a remote trunk opener, a remote fuel lid opener, and LED projector headlights with DRLs.
With a 1197 cc engine, the Hyundai i10 Magna 1.2 is also offered in a petrol model. It has a manual transmission option. The i10 Magna 1.2 gives a mileage of 19.81 kmpl. Power steering, power windows, accessory Power Outlets, and central locking were some of the Hyundai i10 Magna 1.2's standout features. Front and side impact beams, an engine immobiliser, and child safety locks all contribute to passenger safety, making it a perfect buy for someone looking for used cars under INR 4 Lakh.
Worrying about the budget does not seem right while buying a car. Make no compromises with SMFG India Credits Personal Loan for Used Cars. With funds transferred shortly after loan approval, you can enjoy quick decision making power. Our loans have no hidden charges, minimal processing time, and flexible tenures, making them unique just for you! Explore now!
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