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How Much does the Average Wedding Cost in India?

Published on Oct 5, 2021Updated on Apr 11, 2025

How Much does the Average Wedding Cost in India?

A wedding is likely to be a once-in-a-lifetime event. Therefore you may want to make it special and avoid compromises. Our families may spend several years saving up for a wedding. But it may not be enough since marriage costs in India are quite high.

A personal loan for your wedding would help you to manage wedding expenses quite easily. Thanks to a personal loan, you don’t need to liquidate your investments or savings. You can get a wedding loan from SMFG India Credit at competitive interest rates to spend on the venue, catering, decorations, and more.

SMFG India Credit offers many benefits like smooth paperless documentation, flexible repayment, and easy eligibility criteria. SMFG India Credit offers personal loan for wedding up to INR 30 Lakhs* at interest rates starting from 13% per annum with flexible repayment tenures between 12 months to 60 months. 

To Begin with, let’s See the Areas Across which Marriage Cost is Spread in India:

1) Cost of the Venue and Decorations

One of the first steps in marriage planning is booking a venue. This is almost 30% of the total expense. The venue could be either a simple banquet hall or even a five-star hotel or a farmhouse. Usually, the prices are in the range of INR 10 lakhs to 40 lakhs depending on where and when the wedding is scheduled to occur. Decorating the venue with flowers and beautiful lights can change the whole look creating the right environment for beautiful memories. Such decorations would be an additional cost.

Must Read: How to Finance Your Dream Wedding in Few Steps?

2) Food Catering

Guests are likely to remember the quality and taste of the food served at a wedding for several years. Caterers today offer tasting sessions, fusion food, customized options, and much more. The budget for catering could begin from Rs 1 lakh onwards and go up to Rs 10 lakhs. This would completely depend on your guest list, menu, and the price per plate.

3) Capturing Moments

Wedding photography has changed drastically over the years. Firms that specialize in wedding photography would use the latest techniques and devices to capture your special moments. Some of the best wedding photographers and videographers are pre-booked during the wedding season.  You may have to spend anywhere between Rs 50,000 to Rs 1,00,000 per day per photographer. If the bride and groom wish for a candid photography shoot prior to the wedding, it would cost a lot more. 

4) Outfits & Jewellery

Outfits, accessories, jewellery are a feel-good factor on your special day. They are bound to contribute to your costs too. On average, outfits could range between Rs 30,000 and Rs 50,000, but this cost could be higher depending on the brands you choose. The cost of designer jewellery could go up to Rs 5 lakhs or more, depending on your preferences,

5) Hiring Specialists

Many other core activities are crucial on the wedding day. They include mehendi artists, priests for the ceremony, musicians, DJ, return gifts specialists, etc. Each of them is of tremendous significance and any marriage would be incomplete without them. You need to budget at least INR 2 lakhs – 4 lakhs for this category. Apart from these specialists, you may also want to involve a wedding planner. The cost of hiring a wedding planner could range between Rs 2 lakhs and Rs 6 lakhs, or even higher.

Must Read: Avail A Personal Loan To Help Fund Your Child's Wedding

Therefore, it is quite evident that the budget for a wedding could range anywhere between Rs 40 lakhs to Rs 1 crore (or more) depending on the destination of the wedding as well as multiple factors. 

Before availing a wedding loan, you can use the personal loan EMI calculator offered by SMFG India Credit to calculate your EMI. This will help you efficiently plan for your expenses.

You need to enter your loan amount, preferred tenure, and rate of interest. Once you do this you will get your potential EMI in just a few seconds. 

Personal loan eligibility varies from individual to individual. Your disposable income and healthy credit score are taken into account. SMFG India Credit’s personal loan eligibility calculator gives you an estimate of the maximum amount you may get after you key in the required details.

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

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