Personal Loan In Ajmer

The city of Ajmer is synonymous with culture and heritage. This lovely city in Rajasthan exemplifies the harmonious coexistence of different cultures and religions. Visiting this city will enrich your experience with a blend of history, spirituality, and natural beauty. It's a city that reflects the essence of India's rich heritage. Ajmer houses the revered shrine, the Ajmer Sharif Dargah, which draws millions of pilgrims annually.

Taking out a personal loan can be a great way to manage your finances when you need to make big purchases without worrying about emptying your savings. At SMFG India Credit, we make the loan application process easy and hassle-free. Our eligibility criteria are straightforward, along with the benefit of competitive interest rates.

Features And Benefits Of Personal Loan In Ajmer

Customised Repayment Plans

SMFG India Credit offers personalised EMI options and repayment schedules customised to your financial situation. Ranging from 2 to 60 months, our flexible loan terms enable you to choose what works best for you.

Diverse Loan Purposes

Our personal loans cater to a wide array of needs, including medical emergencies, last-minute purchases, wedding expenses, travel, or home renovations.

No Collateral Required

You can now rest easy with our unsecured loans, as there is no need to arrange collateral or find a co-guarantor.

Effortless Documentation

We understand the stress of paperwork. You can avail of loans of up to INR 30 lakhs* with minimal documentation.

Swift Loan Disbursement

Time is money, and we ensure to provide you with your loan amount in less than 30 minutes* of approval. This is only possible thanks to our efficient support team.

Eligibility Criteria For Instant Personal Loan In Ajmer

● Age: For salaried individuals, the age bracket is 21-60 years. Self-employed individuals in the age range of 22-60 years are eligible.

● Nationality: Indian citizens are qualified to apply for the personal loan.

● Employment Status: To qualify, you should have one year of work experience, with a requirement of at least six months with your current employer. If you're self-employed, your business should have operated for at least three years.

● Minimum Monthly Pay: It is desirable to have a monthly salary of at least INR 20,000. Self-employed applicants must meet specific income standards based on their industry and occupational category, considering annual sales and post-tax profit.

Documents Required To Apply For A Personal Loan In Ajmer

Below is a list of essential documents you should keep in hand:

Interest Rates On Personal Loans In Ajmer

SMFG India Credit Personal Interest Rates:

How To Apply For A Personal Loan In Ajmer?

Follow these steps to initiate your personal loan application process with SMFG India Credit:

1. Begin the application by clicking here.
2. Provide necessary information such as your mobile number, PAN, pincode, and specify whether you are salaried or self-employed.
3. Verify your mobile number using an OTP. Email ID verification is also required.
4. Fill in your email address, date of birth, gender, income, and employment history details.
5. Review the loan offer that has been tailored to your needs. Note the loan amount, fees, and repayment details. Confirm acceptance once you are satisfied. We will also provide an option for you to choose a higher loan amount.
6. If you are salaried, provide the relevant employment details.
7. Go through the process of digital identity and address verification using CKYC, OKYC, or DigiLocker.
8. Add your bank details for our verification. Post verification, proceed to the section for ‘Additional Details’ where you have to fill in information such as the loan purpose and reference details.
9. Choose your preferred payment option between debit card and internet banking. Complete setting up eNACH.
10. Digitally review and sign the loan agreement, then authenticate it with an OTP.

Move toward your financial targets with these easy-to-follow steps from SMFG India Credit.

Apply for Personal Loan