Personal Loan In Anand

Anand is a city in Gujarat, located close to Ahmedabad and Vadodara. The famous Amul Dairy has its headquarters in the city, effectively making Anand the ‘milk capital of India.’ It also houses several notable educational institutions and research centers. Both agriculture and industrial activities make up a significant chunk of the city’s economy. With the hustle and bustle of the city, the need to obtain financial assistance has become paramount. Let SMFG India Credit be your trusted partner in this journey. We provide swift personal loans at the tip of your fingertips. Learn more about the benefits and steps to apply for a personal loan in Anand.

Features And Benefits Of Personal Loan In Anand

Paperless Application Process

SMFG India Credit is committed to making things easier for you. Our 100% online paperless loan application procedure is not only rapid and efficient but also provides a seamless experience.

Collateral-free Loans

Apply for unsecured loans easily without worrying about producing collateral, enabling easier access to financial assistance.

Confidentiality

SMFG India Credit works hard to protect the privacy and accuracy of your information at all times.

Competitive Interest Rates

We provide affordable interest rates beginning at 13%* per annum, allowing you to plan your EMIs with ease.

Quick Loan Repayment

After your loan is approved, loans are credited to your chosen account in less than 30 minutes*.

Adjustable Payback Schedule

Forget worrying about your finances. You can choose a repayment plan for two to sixty months.

Eligibility Criteria For Instant Personal Loan In Anand

● Age: Salaried individuals in the age range of 21-60 years and self-employed individuals aged 22-60 years are eligible.

● Nationality: Only an Indian citizen is eligible to apply.

● Employment Status: You need a minimum of one year of work experience, including at least six months with your current employer. For self-employed individuals, a business history of at least three years is necessary.

● Minimum Monthly Pay: A monthly pay of INR 20,000 is the basic requirement for salaried people. If you are self-employed, your qualifying income will be based on annual sales and after-tax profits in line with your industry and field of work.

Documents Required To Apply For A Personal Loan In Anand

Here is a list of essential documents you must keep ready before applying for a personal loan:

Interest Rates On Personal Loans In Anand

SMFG India Credit Personal Interest Rates:

How To Apply For A Personal Loan In Anand?

Follow these steps to get started with your loan application journey with SMFG India Credit:

1. Click here to start the loan application process.
2. Fill in personal details such as your mobile number, PAN, pincode, and employment type.
3. Authenticate your phone number with the OTP and ensure that your email ID is verified.
4. Add information like your email address, birth date, gender, and details about your finances and history of employment.
5. Review the loan's terms, particularly the amount, the repayment schedule, and any fees. Confirm your acceptance upon satisfaction. An option to choose a higher loan amount will also be provided.
6. Provide employment details if you're receiving a salary.
7. Complete the digital identity and address verification processes using well-recognised methods such as CKYC, OKYC, or DigiLocker.
8. Enter the details of your bank account. Once they are verified by us, you need to provide some more information in the ‘Additional Details’ section.
9. Choose between debit card and internet banking for payment, then finalise setting up eNACH.
10. Digitally sign the loan agreement after reviewing it and confirm with an OTP.

SMFG India Credit has designed these simple steps to help you advance towards your financial goals.

Apply for Personal Loan