Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Solapur is a city located in the western Indian state of Maharashtra, known for its textile and power industries. For individuals in need of financial assistance, personal loans in Solapur are a reliable option. These loans are easy to obtain and offer competitive interest rates, making them an attractive choice for funding expenses such as medical bills, home renovation, or education. SMFG India Credit's personal loans in Solapur provide individuals with quick and convenient access to funds to cover their personal expenses.

Special Features Of A Personal Loan At SMFG India Credit

  1. Loan Amount: You can easily obtain a personal loan of up to INR 25 lakhs* with a customizable payback period of 12 to 60 months.
  2. Competitive Rates: SMFG India Credit offers attractive interest rates on personal loans starting at 11.99%* per annum for both salaried and self-employed individuals.
  3. Hassle-free Process: The loan application process is completely transparent and paperless, enabling you a hassle-free experience.
  4. No Collateral: SMFG India Credit personal loans do not require collateral or a co-signer, making them accessible to a wide range of customers.
  5. Quick Disbursal: SMFG India Credit's loan approval and disbursement processes are streamlined to ensure that funds are credited to the borrower's account as soon as possible after loan approval. 

Eligibility Criteria Of A Personal Loan In Solapur

To be eligible for a personal loan in Solapur from SMFG India Credit, you must meet the following requirements:

  1. The applicant must be aged 21 to 60.
  2. The applicant must have a monthly income of at least INR 20,000.
  3. The applicant must have at least one year of work experience and six months of experience in the current organisation.
  4. To be eligible for a personal loan, the applicant must have a credit score of 750 or above.
  5. The applicant must be a resident Indian. 

Interest Rates Of A Personal Loan

SMFG India Credit offers affordable personal loan interest rates in Solapur. It can start from 11.99%* per annum. Interest rates are based on your personal and professional background, loan requirement, repayment ability, credit score, and a variety of other relevant aspects. You may determine the exact EMI using our personal loan EMI calculator, which is available on the website for free.

Documentation Requirements Of A Personal Loan In Solapur

To avail a personal loan in Solapur, the applicant needs to submit the following documents mandatorily:

  1. Filled and signed application form.
  2. PAN Card and Identity Proof.
  3. Address Proof
  4. For salaried individuals, salary slips for the last 3 months.
  5. Account statements for the last six months.
  6. For self-employed, income proof and financial statements. 

How To Apply For A Personal Loan In Solapur?

To apply for a personal loan in Solapur, you will need to fill out an application with your personal and financial information. Once your application is approved, you will be given a loan agreement that details the terms of your loan, including the interest rate, monthly payments, and repayment timeline. Know in detail about the personal loan documents to be uploaded.

Different Types of Calculators:

SMFG India Credit offers two personal loan calculators that can be extremely beneficial in planning your financial goals. The personal loan eligibility calculator provides an estimate of the amount you could be eligible for, while the personal loan EMI calculator calculates your monthly payment. These calculators can provide the necessary information within seconds, and they are completely free to use multiple times.

Apply for Personal Loan

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Branch Address 1

First & Second Floor, Plot No. D/24, East Rachana Nagar, Rachna Housing Society, Near Pitashri Apartment, Juley Solapur, Mahrashtra - 413004

Branch Address 2

First Floor, Sadhna Complex, Near Aishwarya Hotel, 120-A, Murarji Peth, Solapur - 413001, Maharashtra

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).

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