Personal Loan In Thanjavur

Boasting a rich and culturally diverse heritage, Thanjavur (Tanjore) is a city in Tamil Nadu. The former capital of the Chola dynasty is known as the hub of rice production. This city is known for the Brihadeeswarar Temple, the Aranthangi Mahal, and the Thanjavur Natyanjali Dance Festival. Thanjavur paintings are appreciated for their elaborate detailing, vibrant colours, and use of gold leaf.

In this richly textured setting, the need for financial support becomes integral for individuals seeking to realize personal aspirations. In this article, we'll delve into the features, eligibility criteria, documentation requirements, and application process to apply for a personal loan in Thanjavur.

Features And Benefits Of Personal Loan In Thanjavur

Paperless Application Process

SMFG India Credit offers a seamless loan application process at your convenience. Be it any time of the day, you can apply for a personal loan online and save your precious time.

Prompt Document Verification

Our executives initiate the document verification process immediately after the receipt of the application form.

Privacy

We take the trust you've placed in us seriously. Rest assured, we will never compromise the confidentiality of your data.

Competitive Rates of Interest

We offer personal loans starting with an interest rate of 13%* per annum.

Speedy Loan Payout

Loans are credited to your designated account within 30 minutes* of approval.

Flexible Repayment Schedule

You can customize your repayment schedule anytime from 2 to 60 months without burdening your finances.

Eligibility Criteria For Instant Personal Loan In Thanjavur

• Age Range: Your age should fall within 21-60 years (for salaried) and 22-60 years (for self-employed).
• Nationality: Applicants should be resident Indian citizens.
• Employment Status: To qualify, salaried individuals should have one year of work experience, with at least six months at their current job, and self-employed applicants need three years of operational experience.
• Minimum Monthly Pay: For salaried: Monthly salary of INR 20,000. For Self-employed: Minimum eligible income is determined based on the annual sales and after-tax profits.

Documents Required To Apply For A Personal Loan In Thanjavur

Here is a list of essential documents you must keep ready before applying for a personal loan:

Interest Rates On Personal Loans In Thanjavur

SMFG India Credit Personal Interest Rates:

How To Apply For A Personal Loan In Thanjavur?

Start your personal loan application with SMFG India Credit:

1. Simply click here to start the loan application process.
2. Give necessary details such as your mobile number, PAN, pincode, and employment status (salaried or self-employed).
3. Complete the OTP verification for your mobile number and ensure that you verify your email ID.
4. Proceed to add your email address, birth date, gender, income, and employment history.
5. Examine the loan offer designed for your needs, including the loan amount, fees, and repayment details. Confirm acceptance if satisfied. We will also provide an option for you to choose a higher loan amount.
6. Salaried applicants are required to provide their employment details.
7. Go through digital verification for identity and address via CKYC, OKYC, or DigiLocker.
8. Provide your bank details. Following verification from us, fill in the ‘Additional Details’ section with your references, marital status, loan purpose, father’s name, as well as mother’s maiden name.
9. Choose between debit card and internet banking for your payment mode and set up eNACH.
10. Review, digitally sign, and validate the loan agreement using an OTP.

Secure a personal loan by following these easy steps and move closer to your financial goals.

Apply for Personal Loan