Personal Loan In Tirupati

Tirupati, located in the southeastern part of Andhra Pradesh, is a renowned pilgrimage destination and one of the most visited religious sites in the world. The city is famous for the sacred temple of Sri Venkateswara, also known as the Tirumala Temple or Tirupati Balaji Temple. The town of Tirupati, which serves as the base for pilgrims, has developed into a major center for religious tourism. Devotees from all walks of life and various parts of the country flock to Tirupati to seek the blessings of Lord Venkateswara. Tirupati is also known for its cultural heritage and architectural marvels.

Amidst the spiritual aura and cultural opulence, the need for financial support becomes integral for individuals navigating personal aspirations in this sacred city. Let’s explore personal loans in Tirupati, unraveling the features, eligibility criteria, documentation requirements, and application process.

Features And Benefits Of Personal Loan In Tirupati

Paperless Application Process

A 100% paperless loan application process to save your precious time and energy.

Collateral-free Loans

No more worrying about providing a collateral as security for a personal loan.

Privacy

SMFG India Credit emphasises on preserving the confidentiality and integrity of your data consistently.

Competitive Rates of Interest

Enjoy financial flexibility with SMFG India Credit, where our personal loan interest rates begin at 13%* per annum, providing you the freedom to handle your EMIs comfortably.

Speedy Loan Payout

Loans are disbursed in less than 30 minutes* of loan approval.

Flexible Repayment Schedule

Plan your repayment schedule from 2 to 60 months without stressing your current expenses.

Eligibility Criteria for Instant Personal Loan in Tirupati

• Age Requirement: The age of the applicant should be between 21 and 60 years. For the self-employed, the lower age limit increases to 22 years. This range ensures applicants have a reasonable amount of time left for loan repayment.
• Nationality: Must be an Indian resident.
• Work Experience: For Salaried: 1 year work experience, including at least 6 months with their current employer. For Self-employed: At least three years of business experience.
• Minimum Monthly Income: For Salaried: A monthly salary of INR 20,000. For Self-employed: Minimum income assessed by considering annual sales and post-tax profits.

Documents Required To Apply For A Personal Loan In Tirupati

Here is a list of essential documents you must keep ready before applying for a personal loan:

Interest Rates on Personal Loans in Tirupati

SMFG India Credit Personal Interest Rates

How To Apply For A Personal Loan In Tirupati?

To start your personal loan application with SMFG India Credit, follow these directions:

1. Start your loan process by clicking here.
2. Fill in the form with required details such as your mobile number, PAN, pincode, and employment status.
3. Authenticate your mobile number with OTP. It is also necessary to verify your email ID.
4. Enter additional information like your email address, date of birth, gender, and financial and employment background.
5. Review the personalised loan offer, noting the amount, fees, and repayment schedule. If it suits your needs, confirm your acceptance and consider the option for a higher loan amount.
6. Provide detailed employment information if you are in a salaried position.
7. Use well-established methods such as CKYC, OKYC, or DigiLocker to complete identity and address verifications digitally.
8. Submit your bank details for verification. Once verification is done, proceed to the ‘Additional Details’ section to provide information on references, marital status, loan purpose, father’s name, and mother’s maiden name.
9. Opt for payment through debit card or internet banking and finalise eNACH setup.
10. Review the loan agreement carefully, digitally sign it, and confirm with an OTP.

Completing these simple steps to get a personal loan will bring your financial goals within reach.

Apply for Personal Loan