Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Udaipur is a picturesque city in the state of Rajasthan, known for its magnificent palaces, lakes, and forts. For individuals in need of financial assistance, personal loans in Udaipur are a viable option. These loans are available at competitive interest rates and can be used to fund various expenses, such as a wedding, medical bills, or travel. Individuals in Udaipur can rely on SMFG India Credit for quick and hassle-free personal loans to meet their financial needs.

Eligibility Of Personal Loans In Udaipur

To qualify for a personal loan in Udaipur from SMFG India Credit, one needs to meet the following eligibility criteria mandatorily:

  1. The borrower must be between 21 to 60 years of age.
  2. The borrower must have a consistent income stream of INR 20,000 on a monthly basis.
  3. The borrower must have at least one year of work experience, and 6 months of experience in the current company.
  4. The borrower must have a credit score of 750 and above to qualify for a personal loan.
  5. The borrower must be a resident Indian.

Documents Required For Personal Loans In Udaipur

Personal loan documentation for Udaipur is simple and easy to provide. If you’re applying online, you must upload all the required documents on the site itself.

  1. Identity proof: Aadhar Card, PAN Card, Passport, Driving Licence, etc.
  2. Income proof: 3 months' salary slips for salaried employees or valid income proof for self-employed individuals.
  3. Previous 6 months account statements for self-employed individuals.

For self-employed individuals, additional documents required are as follows:

  1. Income proof and financial statements.
  2. Expenditure document
  3. Proof of business incorporation/registration.

For salaried individuals, additional documents required are as follows:

  1. Salary slips for the last three months.
  2. Proof of address.

How To Apply For Personal Loans In Udaipur

  1. Visit the SMFG India Credit website and under personal loans, click “Apply Now”.
  2. Select your applicant category and enter your mobile number to register.
  3. Upload all the necessary documents along with your personal and financial information.
  4. Once your loan is approved, you will soon receive the loan amount in your account.

Alternatively, you can apply for a personal loan by visiting your nearest SMFG India Credit branch in Udaipur and our team will guide you through the entire process. 

Special Features

Personal loans offer a number of advantages and benefits, including:

  1. Versatility: The ability to borrow money for a variety of purposes, including consolidating debt, making home improvements, or financing a large purchase.
  2. Flexibility: Flexible repayment terms that can be tailored to your individual needs and budget.
  3. Attractive Rates: Competitive interest rates that can save you money over the life of the loan.
  4. Collateral-free: No collateral is required, which means you can qualify for a personal loan even if you don't own a home or other property.
  5. 100% Online Application Process: A simple application process that can be completed online or in person at a branch location like Udaipur.

Different Types of Calculators:

In order to help you plan your financial goals, SMFG India Credit has created two personal loan calculators. The personal loan eligibility calculator will give you an estimate of the loan amount you might be eligible for, while the personal loan EMI calculator will show you your future monthly outflow, allowing you to plan your expenses. These calculators are free of charge and provide the necessary information in just a few seconds.

Apply for Personal Loan

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Address:

Second Floor, Raj Towers, 222/21, Saheli Marg, Near UTI Circle, Udaipur, Rajasthan - 313 004

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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