At SMFG India Credit, we are committed to reducing our environmental footprint, empowering communities, and upholding the highest standards of governance and transparency — shaping a sustainable, equitable, and resilient future for all. These are some of our ESG (Environment, Social and Governance) initiatives.
Carbon Footprint: Total Annual GHG emissions = 1,413 tCO₂
GHG emissions intensity per full time employee = 0.08
E-Waste Drives: Awareness among 5,000+ school children
Tree Plantation: 1,000+ trees planted across 11 cities
Energy Efficiency: Scope 1 & 2 emissions tracked using IPCC protocols
Financial Inclusion: 20% increase in loans to customers earning < ₹1 lakh
Women Empowerment: A 10% boost in rural women borrowers driven by our community-focused CSR programs.
Employee DE&I: ‘Untagged’ charter launched; 3.12 avg. training days for women
Board Oversight: ESG strategy reviewed annually
Risk Management: 3 Lines of Defence model
Ethics & Compliance: 100% employees trained on Code of Conduct
Transparency: GRI-aligned disclosures and SDG mapping
Data is for FY2023-24*
For more than a decade, we have been successful financial partners to people from all walks of life. Our continuing commitment to you is best reflected in the recognition and awards we have received over the years.
Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
Beware of Spurious calls/ Fraud phone calls IRDAI is not involved in activities like selling Insurance policies, announcing bonus or investment of premium. Public receiving such phone calls are requested to lodge a police complaint.
