At SMFG India Credit, we are committed to reducing our environmental footprint, empowering communities, and upholding the highest standards of governance and transparency — shaping a sustainable, equitable, and resilient future for all. These are some of our ESG (Environment, Social and Governance) initiatives.
Carbon Footprint: Total Annual GHG emissions = 1,413 tCO₂
GHG emissions intensity per full time employee = 0.08
E-Waste Drives: Awareness among 5,000+ school children
Tree Plantation: 1,000+ trees planted across 11 cities
Energy Efficiency: Scope 1 & 2 emissions tracked using IPCC protocols
Financial Inclusion: 20% increase in loans to customers earning < ₹1 lakh
Women Empowerment: A 10% boost in rural women borrowers driven by our community-focused CSR programs.
Employee DE&I: ‘Untagged’ charter launched; 3.12 avg. training days for women
Board Oversight: ESG strategy reviewed annually
Risk Management: 3 Lines of Defence model
Ethics & Compliance: 100% employees trained on Code of Conduct
Transparency: GRI-aligned disclosures and SDG mapping
Data is for FY2023-24*
For more than a decade, we have been successful financial partners to people from all walks of life. Our continuing commitment to you is best reflected in the recognition and awards we have received over the years.
