Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.
Health is wealth -
Insure it with affordable solutions
We work hard to access the best of life and provide means to live happily – comfortably - better than ever to ourselves and our loved ones. However, we can’t neglect the hardship one may face in case of health issues. No one plans to fall ill or get hurt, but most people face the need for medical care at some point in time. The COVID-19 pandemic is the best example of uncertainty. That’s why Health Insurance is so important. It provides arbitrage from every increasing medical bill while providing preventive care. It also allows one to access quality health care for lifelong.
We at, SMFG India Credit have associated with ManipalCigna Health Insurance Company Ltd, to offer you a range of health insurance policies. Cigna and Manipal Group have over 300 years of combined experience in the healthcare industry, with them as JV partners - ManipalCigna has been at the forefront in addressing consumer problems and has been bringing solutions to address the core issues that customers are facing – Value for money premium, lower waiting periods for pre-existing diseases, non-reducing Bonus, restoration of Sum insured, non-medical expenses deductions and better claim experience.
This plan attempts mass customization in health insurance. The Prime plan is modular in nature, one can find a solution for each segment which includes coverage from simple hospitalization to specific needs like OPD, maternity, and above all coverage for customers suffering from existing health conditions without long waiting periods.
ProHealth Prime entails unique benefits depending on plan variant along with optional covers opted, such as
ManipalCigna Lifetime Health is a thoughtfully designed solution, to secure an individual’s and a family’s domestic and global healthcare needs at every stage of life. It is a feature-rich product, with lots of in-built benefits and optional packages that can be customized, and comes in two plan variants namely India Plan and Global Plan
Lifetime Health provides value-based high offering and value-based pricing. It is also an easy way to upgrade your existing cover to secure protection for a lifetime.
For example: Currently in the market, Health Insurance coverage for a sum Insured of Rs.10 lacs for a healthy male Individual of 40 years, living in Delhi / Mumbai will cost in the range of Rs.11,000 to Rs.12,500 whereas a Lifetime Plan will cost Rs.12,899 including taxes, for a sum insured of Rs.50 lacs for the same individual.
India’s elderly population is to rise 41% over the next decade to touch 194 mn in 2031 as per a Govt report. The situation of older people's needs is bifold as the co-morbidities start hitting and health care cost is rising by almost 15-20% every year, which means the treatment cost may DOUBLE every 5th – 6th year.
To help, battle the need, our partner ManipalCigna has launched a plan exclusively for 56+ years.
It is important to have a health product that will see you through a lifetime. That’s why, you should have a health insurance product that is simple, predictable, and affordable that will take care of the living benefits of health insurance throughout your and your family’s lifetime.
So, while buying a health insurance:
Step 1 is to ensure you have a personal health insurance plan and not missing on it.
Step 2 - would be to buy a policy that is customizable and comprehensive to secure not just the current health needs but also the ones you and your family are likely to require at different stages of life
Step 3 - It’s also important to look for additional benefits such as loyalty bonuses, premium waiver, Restoration Benefits, cumulative bonus boosters, Ease of Claim Process (Cashless & Reimbursement), and rewards for a healthy lifestyle amongst several others.
Step 4 - would be to get maximum coverage benefits with value-based affordable premiums.
Finally, Step 5 - Customers should be aware of what they have bought, and they should definitely make an honest declaration of their health status so that there are no challenges during the claim process.
Insurance is the subject matter of the solicitation. Insurance and/or any Third-Party Products (TPP) are not mandatory for the purpose of application and disbursement of the loan. It shall be at the sole discretion of the customer to avail of any such insurance and/or any Third-Party Products along with the loan.
For more details contact your nearest SMFG India Credit branch.
*Insurance is the subject matter of solicitation.
SMFG India Credit is an IRDAI Licensed Corporate Agent (CA License No. CA0098) of ManipalCigna Health Insurance Company Ltd. (ManipalCigna). The insurance policy is underwritten by ManipalCigna. ManipalCigna Health Insurance Company Limited (Formerly known as CignaTTK Health Insurance Company Limited) | CIN: U66000MH2012PLC227948 | IRDAI Reg. No.: 151 | Regd. Office: 401/ 402, 4th Floor, Raheja Titanium, Off Western Express Highway, Goregaon East, Mumbai – 400 063 | For more details on risk factors, terms, and conditions, please read the sales brochure/ sales document before concluding a sale | Trade Name / Trade Logo belongs to MEMG International India Private Limited and Cigna Intellectual Property Inc. and is being used by ManipalCigna Health Insurance Company Limited under license | Toll-Free: 1800-102-4462 | Website: www.manipalcigna.com | Tax benefit available as per plan opted. Tax benefits are subject to changes in the tax law.
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.