Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

General Insurance from ICICI Lombard

SMFG India Credit is a Corporate Agent with ICICI Lombard General Insurance Company Ltd. to solicit general insurance products. We offer a wide range of products of ICICI Lombard General Insurance Company to our customers.

Main products offered by ICICI Lombard General Insurance

Health Insurance

Health Insurance

Various sum insured options up to ‌‌ 50 Lakhs

Life renewability policy

No medical tests for people upto 55 years of age

No sub-limits

Hospital Daily Cash and Convalescence Benefit - Optional Cover

Donor Expenses and Critical Illness Cover - Optional cover

World Wide cover, Super NCB, Claim Protect, Sum Insured Protect, OPD Benefits, Donor Expenses and Critical Illness Cover - Optional cover.

7500 + Network Hospitals

Motor Insurance

Motor Insurance
  • Access to over 1200+ network garages for cashless claims servicing across India
  • Optional accident cover up to 2 Lakhs for co-passengers
  • Avail doorstep surveyor facility for your car in case of a break-in insurance
  • Avail Zero Depreciation Cover - As optional cover
  • AI based claim services, Instaspect App for instant self-claim registration and upload

Travel Insurance

Travel Insurance
  • Coverage for people up to 85 years of age without medical check-up as per plan opted
  • Cashless hospitalization facility available worldwide
  • Avail of quality health care through our tie up with United Health International (UHI is a leading US based health care provider)
  • Extend your cover up to a maximum of 360 days (Original policy for 180 days and extension for additional 180 days)
  • For the first time in India get cover for total loss of checked-in baggage and loss of handbag.

Home Insurance

Home Insurance
  • Comprehensive cover available, which covers both structure and / or contents of your home
  • Coverage upto 10 years for only structure, 5 years only for contents and up to 10 years for only structure & contents. 
  • Cover against fire and allied perils, earthquake and terrorism, optional cover of burglary

Personal Loan- Group Secure Mind, Group Personal Accident & Fire Insurance

General Insurance comprises Group Secure Mind and Group Personal Accident for Salaried customers and Fire Insurance for Self Employed customers.

Coverage Salaried Customer Self Employed Customer
Group Personal Accident    
Accidental Death Tick Mark Tick Mark
Accidental Total Disability Tick Mark Tick Mark
Group Secure Mind    
Critical Illness (Death/Diagnosis) Tick Mark Tick Mark
PA & PTD Tick Mark Tick Mark

All customers will get cover for a period equivalent to loan tenor or max upto 5 years. Age at entry is 20 - 65 years. *Conditions apply.

Group Personal Accident

Group Personal Accident

Group Personal Accident is also available for those customers who avail of a Commercial Vehicle Loan from SMFG India Credit and voluntarily opt for the coverage.

The coverage shall be against Death resulting due to accident, Permanent Total Disability and Accident hospitalization benefit irrespective of the loan amount

  • All customers age between 20 - 65 years are covered
  • Cover is offered by ICICI Lombard General Insurance Company Ltd.

Benefits to the customers are as below

Death Resulting due to accident Cover

Death Resulting due to accident Cover

If the Death of the Insured Person results solely and directly from bodily injury, then the Sum Assured will be paid.

Accident Hospitalization Cover

Accident Hospitalization Cover

This cover can be availed in case of hospitalization due to accident. Actual hospitalization expenses shall be reimbursed upto a maximum of Sum Insured mentioned against the Benefit.

Permanent Total Disability

Permanent Total Disability

Only if the disablement results in inability to remain gainfully employed. If injury shall within twelve months of its occurrence be the sole and direct cause of the total and irrecoverable loss of sight of both eyes, or of the actual loss by physical separation of two entire hands or two entire feet, or one entire hand and one entire foot, or of such loss of sight of one eye and such loss of one entire hand or one entire foot.


Mortgage Insurance

  • Borrower of Home Loan and Loan against Property from SMFG India Credit can avail this insurance cover which is provided by ICICI Prudential Life Insurance Company, ICICI Lombard General Insurance Company.
  • All customers age between 20 – 65 years are covered.
  • Premium payment will be funded by SMFG India Credit and therefore will not result in any cash flow strain for the borrower.

For more details contact your nearest SMFG India Credit branch.

*The above coverage details are indicative and subject to change..

**Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: L67200MH2000PLC129408.


IRDAI is not involved in activities like selling Insurance policies, announcing bonus, or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.



SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is a corporate agent of ICICI Lombard General Insurance Company Limited with Corporate Agency License No: CA0098. Megh Towers 3rd Floor Old No 307, New No 165, Poonamallee High Road, Maduravoyal Chennai, Tamil Nadu, Postcode 600095. Insurance is a subject matter of the solicitation. Kindly note that “Insurance” and/or any “Third-Party Products” (TPP) are not mandatory for the purpose of application and disbursement of the loan. It shall be the sole discretion of the customer to avail such insurance and/or any Third-Party Products along with the loan.