Published on Nov 1, 2021Updated on Oct 7, 2026
Diwali is just around the corner. The festive season last year was not celebrated with its usual fervour and merriment due to the pandemic. However, with vaccination drives in full swing and the number of cases in the country seemingly under control, consumers are looking forward to enjoying the festivities of the season.
Diwali is a time for new beginnings. It is also a time when people tend to make a lot of high-value purchases. It can range from buying new clothes and furniture to even getting your home renovated. Whilst the desire to purchase is present, many families have been compelled to curb their wish-list as the pandemic has had a huge impact on families, financially.
This is where SMFG India Credit enters the picture. SMFG India Credit’s special Diwali personal loan offers eligible salaried individuals a flat discount of 0.5%* on the processing fees and a flat discount of 0.5%* on personal loan rates of interest.
Applied for your personal loan at SMFG India Credit yet? Here is a list of the 10 must-have things to buy with this Diwali personal loan.
Must Read: 10 Best Diwali Gift Ideas for Family & Friends
Personal loans from SMFG India Credit offer you complete flexibility in terms of end-use. Be it a home renovation, purchasing designer wear or an expensive gadget, you can buy whatever your heart desires. These collateral-free loans come with affordable interest rates and convenient repayment tenures.
With an online loan application process in place, you can get your Diwali personal loan from SMFG India Credit disbursed to your registered bank account shortly after successful verification and final approval. Apply now!
*This is a limited time offer only. Terms and Conditions apply.
Important Note: This article is for general informational purposes only and may be subject to change from time to time. As product features, eligibility criteria, interest rates, charges, fees, tenures and other terms may be revised as per SMFG India Credit's policies, readers are advised to refer to the latest details from the respective product pages (please select from the top menu). For the latest loan charges, please visit Charges & Fees Link and for the latest Interest rates, please visit Interest Rate Rationale. Please note that final loan terms, disbursement process and eligibility criteria will depend on SMFG India Credit's policies at the time of loan application.
The content of this article is for information purposes only and does not constitute as, an offer or advise to avail any products or services from, or, a commitment to grant any loan by the company. It is not intended to create any rights or obligations against us. All content is provided "as is" without any warranty of any kind, either express or implied & we disclaim any warranty or representation, whatsoever, in regards to the content. Please refer to the Privacy Policy of the company to understand the use, processing and storage of your personal data.
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Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
Beware of Spurious calls/ Fraud phone calls IRDAI is not involved in activities like selling Insurance policies, announcing bonus or investment of premium. Public receiving such phone calls are requested to lodge a police complaint.
