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Published on Dec 28, 2021Updated on Apr 14, 2025
Emergencies do not come with prior warnings. No matter how prepared you are, they can come knocking on your door anytime. Be it an unforeseen home repair or a medical condition or replacing a home appliance, there may be endless possibilities where you may require funds at very short notice.
The only way out is to either dip into your life’s savings that can disrupt your overall financial planning such as investments and retirement. Alternatively, you may have to get emergency funding from other sources such as selling assets or borrowing from friends or family members.
However, you could also consider a personal loan.
Getting a personal loan for an emergency is a popular way to get access to instant funds. Moreover, you can use funds from the personal loan to fulfill any purpose.
SMFG India Credit offers collateral-free personal loans for up to Rs. 25 lakhs* that give you access to immediate money to tide over unforeseen expenses and emergency expenditures. This is an instant personal loan that is unsecured in nature and comes with affordable rates of interest starting from 13%. With flexible repayment tenures ranging between 12 and 60 months, you can get prompt access to surplus money without having to risk the existing assets of your life’s savings.
With easy eligibility criteria and little or no personal loan documents needed, you can have the loan sanctioned by SMFG India Credit in a matter of days.
Must Read: Different Types of Personal Loans in India
For those who may not wish to deplete their savings account as a result of an emergency, the best way to access funds in the short term is to opt for a personal loan for an emergency. Here’s why this is the best financial solution:
Must Read: 5 Reasons Why You Should Get a Personal Loan
Emergency loans from SMFG India Credit are one of the best ways to meet your need for short-term funds. With its convenient online process, easy eligibility, and minimal documentation, you can avail of the funds within a few days, a factor that plays a critical role in any emergency.
If you have any queries or questions, you can always get in touch with SMFG India Credit’s Customer Service team on their toll-free number 1800 103 6001. Alternatively, you may email them at or visit the SMFG India Credit branch near you.
* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us
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