Published on Jan 25, 2022Updated on Aug 29, 2023
Traveling is one of the most enriching and fun experiences. Thanks to rising incomes and aspirations, as well as lower airfares, international travel is becoming increasingly popular among urban Indians. However, the pandemic disrupted a lot of plans, and the emergence of new strains of the COVID-19 virus followed by consequent restrictions has left a lot of people feeling confused about the best places to visit in 2023.
The good news is that as long as you are fully vaccinated and are prepared to follow the required quarantine guidelines, you can still travel. If you need funds to manage your expenses, apply for SMFG India Credit’s personal loan for travel today. Eligible candidates can get upto INR 25 lakhs* at attractive interest rates which can be repaid in easy EMIs within 12 to 60 months.
Let us take a look at the top 10 international destinations in 2023:
Sri Lanka is popular for its scenic, golden beaches, jungles with wildlife, sprawling tea plantations, and beautiful mountains. The physical diversity offered by this island lets you hit reset on your life and soak up some unexplored experiences.
Germany has picturesque villages, family hiking trails, lake camping spots, and is replete with countless quirky attractions. The German Christmas market is arguably the biggest highlight as it would bring back all those memories of listening to Fairy Tales during your childhood. Winters are beautiful in Germany. So this is your pick if you are looking for a cold country.
It is a little tropical escape packed with a picturesque coastline. It has beautiful coffee farms, rainforests, and beaches. It’s a paradise for wildlife enthusiasts.
This is a blend of celestial mountains and crystal clear lakes. So if you want to enjoy nature this could be your pick.
Jordan offers an amalgamation of adventures and lost cities. This is your place if you want to explore and enjoy. You can experience camping in goat-hair tents, which is the true Bedouin lifestyle.
Indonesia is for beach lovers. You can snorkel, scuba-dive endlessly. Do plan on visiting the Buddhist temple here, which is a big tourist attraction.
Belarus blends history, wildlife, nature, parks, and much more. You can enjoy a lot of variety here.
This place offers jungles, intricate caves, water adventures, and brilliant artefacts of the Mayan culture. It is a tiny country between Mexico and Guatemala.
This is an evergreen place for people to see mummies, sphinxes, and tombs. Egypt offers majestic and lofty pyramids, which are among the wonders of the world. It is definitely worth a vacation. You cannot miss the desert safari if you choose to go here.
This is a fantastic destination offering mountain ranges, diving into the seas with dolphins, and golden sand dunes for sandboarding.
Whenever you plan a holiday, it is natural for it to be financially daunting. There are many expenses to be met and you want an international vacation to be the best experience. SMFG India Credit Personal Loan for travel is how you can make it happen. Availing SMFG India Credit’s travel loan is easy, quick, and financially sensible. You can take care of all the expenses related to your travel, like airfares, internal transportation, hotel, tour packages, etc without having to redeem your savings or investments. So go ahead and get travel-ready to head off to make lovely memories in international travel 2023.
SMFG India Credit personal loans require minimal documentation. You need to provide PAN, identity proof, address proof for KYC. Salaried individuals need salary slips for the last three months and bank statements for the past six months. Self-employed individuals need to submit income proof, financial statements, and proof of income and expenditure documents. If you are applying online, you can upload these documents on the website itself.
Please note that depending on your profile and SMFG India Credit’s policy at the time of loan application, additional documents may be requested.
Salaried individuals need to be between 21 to 60 years of age, earning a monthly salary of at least INR 20,000, (INR 25,000 for residents of Mumbai and Delhi), With a work experience of at least 1 year out of which at least 6 months are in the current organization. Self employed individuals need to earn a minimum yearly profit after tax as per our policy. Applicants must have a CIBIL score of 750 or more. If you have never taken any form of credit in the past and do not have a credit history and your CIBIL score is “NH” or “-1” as a result, you can still apply for a personal loan with SMFG India Credit.
SMFG India Credit’s personal loan interest rates start as low as 11.99% per annum. The final interest rate offered to you will depend on a number of factors including our policy at the time of application.
Our Personal loan eligibility calculator gives you an estimate of the loan amount that you are eligible for. Our Personal loan EMI calculator gives you a near accurate estimate of your EMI, allowing you to plan your fixed expenses better.
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*Terms and Conditions apply. Loans are disbursed at the discretion of SMFG India Credit.