Places to Visit in Delhi with Family This Holiday Season

Did you know Delhi attracts millions of domestic tourists annually? This city is known for its unique blend of history, culture, modern attractions, vibrant markets, and nightlife. Hence, it is often considered the perfect destination for a family vacation.

Planning a trip to Delhi, however, involves thoughtful consideration of expenses. From tickets and accommodation to meals, everything must be accounted for to make the most of your trip without depleting your savings. Let us explore how you can use a personal loan to enjoy the best family holiday spots in Delhi without straining your budget excessively.

Here Are the Top Places to Visit in Delhi with Family: 

1. Red Fort: Explore the rich history of Delhi at this iconic UNESCO World Heritage site. 
2. Qutub Minar: Discover the city's fascinating past at this ancient UNESCO World Heritage site. 
3. Lodhi Garden: Enjoy a peaceful escape with lush green lawns perfect for a relaxing picnic. 4. India Gate: Marvel at the vibrant lights and picturesque views, especially in the evening. 

Tips for a Stress-Free Family Trip 

1. Plan your budget in advance to account for entry tickets, food, transport, and souvenirs. 
2. Consider the costs of traveling with children to avoid financial stress. 
3. Enjoy your time exploring Delhi's top family-friendly attractions without worrying about expenses!

Financial Assistance for Traveling Expenses

Whether you are travelling from out of town or planning a luxurious staycation, costs like flights, hotel stays, food, and transportation can be significant. For families, the costs of things to do in New Delhi multiply.

For instance, the average cost of a mid-range hotel in Delhi can be about INR 3,000 to INR 8,000 per night, and meals at popular eateries can range from INR 500 to INR 1,500 per person per day. If you add to this the cost of tickets for popular Delhi tourist places, the expenses may end up exceeding your expectations. 

So, how can you fund your dream vacation in this vibrant city?

This is where a personal loan for travel, or a travel loan, can help. A travel loan provides the financial flexibility you need to plan your ideal family vacation in Delhi without cutting corners, ensuring you create lasting memories without financial stress.

What Are the Benefits of a Personal Loan for Travel?

The advantages of taking a travel loan to fund your vacation in Delhi include:

1. Flexible Repayment Options: Personal loans for travel typically provide repayment tenures ranging from 12 to 60 months, allowing you to choose a schedule that fits your budget and financial situation.
2. Quick Disbursal: These loans are usually processed and disbursed quickly, depending on your eligibility and the lender’s policies. This ensures your travel plans are not delayed unnecessarily.
3. No Collateral Needed: A personal loan is unsecured, meaning you don’t have to pledge assets like property to access funds.
4. Affordable Interest Rates: Many lenders offer competitive interest rates, which help reduce your monthly payments and the overall cost of the loan.
5. Convenient Online Applications: Online application processes let you conveniently apply from the comfort of your home. Applicants can also use online portals to track their loan status effectively and resolve any issues promptly.

Steps to Apply for a Travel Loan

Applying for a personal loan to cover your travel expenses is a simple process:

1. Visit the SMFG India Credit Website

Locate and click on the ‘Personal Loan’ button in the top-right corner of the page.

2. Provide Essential Information

Enter essential details such as your mobile number, PAN, pincode, and employment type to begin the application process.

3. Validate Your Mobile Number

Enter the 6-digit OTP sent to your mobile number to validate it and proceed.

4. Add Personal Information

Provide additional details, including your email address, date of birth, gender, and annual household income. Make sure to verify your email address as well.

5. Review Your Loan Offer

Carefully examine the personalised loan offer, which includes details like the loan amount, applicable fees, and repayment terms. If the terms meet your expectations, confirm your acceptance. You can also consider the option to apply for a higher loan amount.

6. Enter Employment Information

Provide the requested details about your employment if you are salaried.

7. Submit Bank Statements for Loan Amount Increment

To request an increase in the loan amount, submit your bank statements using Net Banking, Account Aggregator, or upload them to receive an updated offer (applicable to salaried individuals only).

8. Identity Verification

Complete identity verification by taking a selfie and providing your address information. This can be done via CKYC, Aadhaar-based Offline XML KYC, or DigiLocker.

9. Provide Bank Account Information

Share your bank account details for verification purposes.

10. Share Additional Information

Once your bank details are verified, fill out the 'Additional Details' section, including information like the loan purpose, marital status, father’s name, and mother’s maiden name.

11. Select Your Re-payment Method and Set Up E-NACH

Choose your preferred re-payment option (debit card or internet banking) and complete the setup for E-NACH.

12. Review and Digitally Sign the Loan Agreement

Go through the loan agreement thoroughly. Digitally sign it to confirm your agreement to the terms and conditions. Validate the process by entering the 6-digit OTP sent to your registered mobile number.

This streamlined process ensures quick and convenient access to funds for your travel dreams.

Conclusion

Delhi is one of the most famous family vacation spots in India. While the memories you create here are priceless, the expenses of your trip can be draining without proper planning. A personal loan provides a reliable way to manage your travel costs, allowing you to enjoy every moment without compromise.

With SMFG India Credit, you can apply for a personal loan of up to INR 30 lakhs* at attractive interest rates and flexible repayment tenures. Check your eligibility and apply online today with minimal documentation!