Published on Jan 23, 2025Updated on Aug 31, 2026
Did you know Delhi attracts millions of domestic tourists annually? This city is known for its unique blend of history, culture, modern attractions, vibrant markets, and nightlife. Hence, it is often considered the perfect destination for a family vacation.
Planning a trip to Delhi, however, involves thoughtful consideration of expenses. From tickets and accommodation to meals, everything must be accounted for to make the most of your trip without depleting your savings. Let us explore how you can use a personal loan to enjoy the best family holiday spots in Delhi without straining your budget excessively.
Whether you are travelling from out of town or planning a luxurious staycation, costs like flights, hotel stays, food, and transportation can be significant. For families, the costs of things to do in New Delhi multiply.
For instance, the average cost of a mid-range hotel in Delhi can be about INR 3,000 to INR 8,000 per night, and meals at popular eateries can range from INR 500 to INR 1,500 per person per day. If you add to this the cost of tickets for popular Delhi tourist places, the expenses may end up exceeding your expectations.
So, how can you fund your dream vacation in this vibrant city?
This is where a personal loan for travel, or a travel loan, can help. A travel loan provides the financial flexibility you need to plan your ideal family vacation in Delhi without cutting corners, ensuring you create lasting memories without financial stress.
The advantages of taking a travel loan to fund your vacation in Delhi include:
Applying for a personal loan to cover your travel expenses is a simple process:
1. Visit the SMFG India Credit Website
Locate and click on the ‘Personal Loan’ button in the top-right corner of the page.
2. Provide Essential Information
Enter essential details such as your mobile number, PAN, pincode, and employment type to begin the application process.
3. Validate Your Mobile Number
Enter the 6-digit OTP sent to your mobile number to validate it and proceed.
4. Add Personal Information
Provide additional details, including your email address, date of birth, gender, and annual household income. Make sure to verify your email address as well.
5. Review Your Loan Offer
Carefully examine the personalised loan offer, which includes details like the loan amount, applicable fees, and repayment terms. If the terms meet your expectations, confirm your acceptance. You can also consider the option to apply for a higher loan amount.
6. Enter Employment Information
Provide the requested details about your employment if you are salaried.
7. Submit Bank Statements for Loan Amount Increment
To request an increase in the loan amount, submit your bank statements using Net Banking, Account Aggregator, or upload them to receive an updated offer (applicable to salaried individuals only).
8. Identity Verification
Complete identity verification by taking a selfie and providing your address information. This can be done via CKYC, Aadhaar-based Offline XML KYC, or DigiLocker.
9. Provide Bank Account Information
Share your bank account details for verification purposes.
10. Share Additional Information
Once your bank details are verified, fill out the 'Additional Details' section, including information like the loan purpose, marital status, father’s name, and mother’s maiden name.
11. Select Your Re-payment Method and Set Up E-NACH
Choose your preferred re-payment option (debit card or internet banking) and complete the setup for E-NACH.
12. Review and Digitally Sign the Loan Agreement
Go through the loan agreement thoroughly. Digitally sign it to confirm your agreement to the terms and conditions. Validate the process by entering the 6-digit OTP sent to your registered mobile number.
This streamlined process ensures quick and convenient access to funds for your travel dreams.
Delhi is one of the most famous family vacation spots in India. While the memories you create here are priceless, the expenses of your trip can be draining without proper planning. A personal loan provides a reliable way to manage your travel costs, allowing you to enjoy every moment without compromise.
With SMFG India Credit, you can apply for a personal loan of up to INR 10 Lakhs* at attractive interest rates and flexible repayment tenures. Check your eligibility and apply online today with minimal documentation!
Important Note: This article is for general informational purposes only and may be subject to change from time to time. As product features, eligibility criteria, interest rates, charges, fees, tenures and other terms may be revised as per SMFG India Credit's policies, readers are advised to refer to the latest details from the respective product pages (please select from the top menu). For the latest loan charges, please visit Charges & Fees Link and for the latest Interest rates, please visit Interest Rate Rationale. Please note that final loan terms, disbursement process and eligibility criteria will depend on SMFG India Credit's policies at the time of loan application.
The content of this article is for information purposes only and does not constitute as, an offer or advise to avail any products or services from, or, a commitment to grant any loan by the company. It is not intended to create any rights or obligations against us. All content is provided "as is" without any warranty of any kind, either express or implied & we disclaim any warranty or representation, whatsoever, in regards to the content. Please refer to the Privacy Policy of the company to understand the use, processing and storage of your personal data.
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