Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Agra city, synonymous with the Taj Mahal, a UNESCO world heritage site, is known for many other things. It has been progressing in a small-scale industry sector and entrepreneurship. The leather industry is one of the traditional industries here. SMFG India Credit offers personal loan opportunities in Agra. SMFG India Credit is happy to offer eligible applications with a personal loan with benefits like digital application, quick processing, instant in-principal approval, and minimal documentation, which can be taken for many reasons today.

You can take it for funding a family wedding or even manage any sudden unexpected expenses. SMFG India Credit is glad to provide its collateral-free personal loan up to INR 15 lakhs* with complete transparency to eligible applicants in Agra.

Special Features of SMFG India Credit Personal Loan in Agra:

  • Personal loan in Agra up to INR 25,00,000* depending on the applicant’s eligibility
  • Attractive personal loan interest rate starting as low as 11.99% per annum
  • Flexible repayment tenure that is between 12 months to 60 months
  • Minimal documentation
  • 100% online application process

Easy Documentation Required for Personal Loan in Agra:

Personal loan documentation for SMFG India Credit is very easy to arrange. If you choose to apply for your personal loan online, then you can upload the documents on the site itself. At such a time, you could keep the scanned copies of the documents handy for easy uploading. You need to submit the following documents if you want to apply for SMFG India Credit’s personal loan:

  1. PAN
  2. Address proof
  3. Bank statements of the past 6 months

If you are applying as a salaried individual, you need to additionally submit the following documents:

  1. Salary slips for the last three months 
  2. Office address proof

If you are applying as a self-employed individual, you need to additionally submit the following documents:

  1. Income proof / financial statements
  2. Proof of income and expenditure document
  3. Business existence & address proof

Simple Eligibility Criteria for Availing Personal Loan:

As per SMFG India Credit’s personal loan eligibility, you need to be between 23 to 60 years of age during application. As a resident of Agra, your monthly income should be a minimum of INR 20,000. You need to be working in the current organization for at least 6 months, with a minimum total work experience of at least 1 year. As a self employed individual, you need to have a specific minimum yearly profit after tax as per the laid out procedure.

Instant Personal Loan:

On submission of your forms, the processing at SMFG India Credit will be done at a quick speed and the loan amount could be credited to your registered bank account shortly after approval.

Personal Loan Online at your Convenience:

SMFG India Credit’s online application is easy and hassle-free. If you choose to apply online, then you just have to follow the self-explanatory steps online. You can fill the form up, enter the loan-related details, and upload documents. If you decide to apply offline, then you can visit the Agra branch of SMFG India Credit. SMFG India Credit representatives there will take you through the seamless offline personal loan application process.

Different Types of Personal Loan Calculators:

SMFG India Credit offers 2 personal loan calculators. These personal loan calculators are extremely helpful to you in planning your financial goals. The first calculator, the personal loan eligibility calculator, gives an estimate of the loan amount that you could be eligible for. Once you get an idea of that amount, you can plan your loan better. The second calculator, the personal loan EMI calculator, gives you your future monthly outflow. This helps you in planning your monthly expenses. The calculators give you the required information in just a few seconds after keying in the details. They are free of cost and can be repeatedly used.

Apply for Personal Loan

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Branch Address 1

First Floor, E-12/8, Sri Vrindavan Complex , Sanjay Place, Agra - 282001

Branch Address 2

Ground and First Floor, Sector-16 A/204, HIG, Awas Vikas Colony, Agra, Uttar Pradesh - 282 011

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).

Knowledge Center

View All
3 Primary Ways to Ensure a Good Interest Rate on Your Personal Loan

3 Primary Ways to Ensure a Good Interest Rate on Your Personal Loan

A personal loan can help you cover an unexpected medical bill, home repairs, credit card payment…

More...

What's the Difference Between Good Debt and Bad Debt?

What's the Difference Between Good Debt and Bad Debt?

Whether a debt is ‘good’ or ‘bad’ depends on how it is used or managed. If a debt adds to your…

More...

Debt Avalanche: Meaning, Pros and Cons and Examples

Debt Avalanche: Meaning, Pros and Cons and Examples

In the journey towards financial stability and freedom, understanding and effectively managing…

More...

Financial Hacks for Working Professionals: 5 Smart Ways to Manage Your Money

Financial Hacks for Working Professionals: 5 Smart Ways to Manage Your Money

In a bid to earn more money, thoughts of managing it can often take a back seat. However, money…

More...