Personal Loan in Bareilly

Bareilly, one of the 100 Smart Cities being developed in India, can boast its expertise in art and craft. World-famous for "Zari Zardozi" and painting, this city is a hub for furniture manufacturing and trade in cotton, cereal, and sugar. SMFG India Credit offers personal loans in Bareilly. This personal loan can be used for emergency needs, fulfilling any lifestyle requirements,  and much more. You can even use it for some business-related opportunities Bareilly offers. With SMFG India Credit personal loans, you will experience quick processing, flexible repayment tenures, online payment options, and simple documentation. All of this leads to a convenient personal loan for you.  

SMFG India Credit Personal Loan in Bareilly Offers the following Benefits:

1. Personal loan in Bareilly up to INR 30 Lakhs*
2. Attractive personal loan interest rate from 13% per annum
3. Flexible repayment tenure between 12 months to 60 months
4. Online access to your loan account through the m-Connect mobile application, and Service Connect - our customer login section on the website.  

SMFG India Credit’s Personal Loan Calculators:  

SMFG India Credit offers useful personal loan calculators. You can estimate your EMI and the maximum amount you may be able to get in just a few seconds after keying in some basic details on the calculators.

1. Personal Loan Eligibility Calculator: Personal loan eligibility calculator tells you in advance the personal loan amount that you could be eligible for. 
2. Personal Loan EMI Calculator: Personal loan EMI calculator gives you your future monthly outflow.  

Documents Required for SMFG India Credit:

SMFG India Credit personal loan documentation in Bareilly is easy. You can apply online or offline. You have to provide the following documents along with the application form:

1. PAN and Identity proof 
2. Address proof 

If you apply as a salaried individual, the following are the requisite documents: 

1. Salary slips for the last three months 
2. Bank statement for the past six months 

If you apply as a self-employed individual, the following are the requisite documents: 

1. Income proof / financial statements
2. Proof of income and expenditure document

Depending on the applicant’s profile and SMFG India Credit’s policy, additional documents may be requested.

SMFG India Credit’s Simple Eligibility Criteria:

You can apply for a SMFG India Credit personal loan in Bareilly as a salaried individual and a self-employed individual. If you are applying for the personal loan as a salaried individual, you need to be between 21 to 60 years of age, with a monthly salary of above INR 20,000. Also, you need to have work experience of at least 1 year, with at least 6 months in the current organization. If you apply as a self-employed individual, then you need to have a specific minimum yearly profit after tax as per the laid out procedure, depending on the type of profession or industry that you belong to. Applicants must have a good Credit score of at least 750.

How to Get Quick Personal Loan?

SMFG India Credit is glad to offer instant loan approval in online and offline applications. After submitting the form along with the required documents, the processing is done at a quick speed. You can expect the personal loan amount to be credited to your registered bank account shortly after final approval.  Such fast processing helps you plan your events better and manage emergencies efficiently.

Online Application at your Convenience:

SMFG India Credit has an easy online application procedure. If you choose to apply online, then you first need to click on the ‘Apply Now’ button, fill up the application form, and enter details. Thereafter, you need to upload the required documents as per your life. After successful verification checks and loan approval, the funds will be credited to your account. If you decide to apply offline, you can visit your nearest SMFG India Credit branch.

Apply for Personal Loan