Personal Loan in Guwahati

Guwahati, one of the biggest cities in Assam is famous for Kamakhya temple over and above many other things like silk, pickles, handicrafts, etc. The city is a perfect combination of culture and diversity. SMFG India Credit is happy to offer a personal loan in Guwahati. SMFG India Credit offers a personal loan that is a perfect blend of smooth transaction, quick approval, and easy documentation. 

We also offer a personal loan in Guwahati up to INR 25,00,000* at attractive loan interest rates starting from 11.99%* per annum. Your repayment tenure can be flexible between 12 months to 60 months. SMFG India Credit’s personal loan is a package of convenience and complete transparency.

Benefits of a SMFG India Credit Personal Loan in Guwahati

1. Competitive Personal Loan Interest Rate

Depending on the applicant’s eligibility, we offer attractive rates of interest starting from 11.99% p.a. This ensures you can get the funds you need at an affordable EMI. A Personal loan can be taken for various reasons. It can be taken to meet emergency funds. You can also meet planned expenses towards a family wedding or even business expenses through the EMI. SMFG India Credit’s processing is done quickly and you can expect the loan amount to be credited to your registered bank account within minutes after the final approval.

2. Easy Documentation List

Personal loan documentation in Guwahati can be easily arranged as the documentation list is simple to understand. You have two options with regard to the application of SMFG India Credit personal loan in Guwahati. You can apply either online or offline. If you choose to apply online, it is recommended to keep the scanned copies of your required documents handy for uploading.

The following documents need to be arranged:

a) Identity proof 

b) Address proof

c) Age proof

d) KYC (Know your Customer)

As a salaried individual, you will additionally need to provide the following documents:

e) Salary slips for the last three months 

f) Bank statement for the past six months

g) Income tax returns / form 16

As a self-employed individual, you need to also submit the following documents: 

h) Income proof / financial statements

i) Proof of income and expenditure document  

3. Simple Eligibility Criteria

For a SMFG India Credit personal loan, you need to be between 21 to 60 years of age. As a salaried person, you should have a monthly salary of minimum INR 20,000 with a minimum work experience of a year in the current organization. As a self employed individual, you need to have a specific minimum yearly profit after tax as per the laid out procedure.

4. Personal Loan Online at your Convenience

SMFG India Credit proudly provides an easy online application procedure. Online application is hassle-free and makes the processing of SMFG India Credit personal loan enjoyable. You need to start with the self explanatory steps on the site. You then need to enter details like the amount and tenure followed by uploading the listed documents as per your applicability. You can then submit the transaction for processing. If you decide to apply offline, then you can visit the Guwahati branch of SMFG India Credit, and the officers there will help you.

5. Personal Loan Calculators

SMFG India Credit offers easy-to-use online tools called personal loan calculators. These help you in planning your expenses.

1) Personal Loan Eligibility Calculator: Personal loan eligibility calculator gives an estimate of the loan amount that you are eligible for. Once you get an idea of that amount, you can plan your finances better.

2) Personal Loan EMI Calculator: Personal loan EMI calculator gives you your future monthly fixed expense. You can get these details in just a few seconds after keying in some basic details on the calculators.

Apply for Personal Loan Check your Eligibility