Kochi, an important city on the west coast of India is popularly called the ‘Queen of the Arabian Sea’. Kochi has been the spice trading center of our country for years. Kochi is the financial, commercial, and industrial capital of Kerala. You also get to enjoy excellent coffee in Kochi. SMFG India Credit is happy to be present in Kochi, offering its services. SMFG India Credit’s personal loan in Kochi provides multiple benefits like ease in processing, quick approvals, simple documentation, and many more. These benefits make a personal loan in Kochi a very convenient experience for you. Our personal loans are collateral-free and we offer complete transparency.
SMFG India Credit’s personal loan documentation in Kochi is simple and easy to understand. You can apply for a SMFG India Credit personal loan online or offline. If you are applying online, you can keep the scanned copies of the documents handy for uploading. You need the following documents:
As a salaried individual, you need to also submit the following documents:
As a self-employed individual, you need to also submit the following documents:
For a SMFG India Credit personal loan, you need to be between 24 to 60 years of age. Your monthly salary should be at least Rs. 25,001*. Also, you need to be working in the current organization for at least 6 months. As a self employed individual, you need to have a specific minimum yearly profit after tax as per the laid-out procedure. If you have a history of credit transactions, you must have a CIBIL score of 700 or higher to be eligible for a personal loan. Those with no credit history can also apply.
On submission of your forms, the processing is done at a quick speed along with verification checks and loan agreement execution. The required funds are credited to your registered bank account shortly after final approval.
Personal Loan Online at your Convenience:
SMFG India Credit proudly provides an easy online application procedure. The online application is hassle-free and makes the processing of SMFG India Credit personal loans enjoyable. If you choose to apply online, then you have to click on the ‘Apply Now' button. First, you then need to fill up the application form. Then you need to enter details like the amount and tenure. Next, you need to upload the listed documents as per applicability. And then finally submit the transaction for processing. After checking your eligibility and information, there could be further documentation that could be asked from you. Once the final approval is done, the approved funds are transferred into your bank account. If you decide to apply offline, then you can visit the nearest branch of SMFG India Credit. Our SMFG India Credit care representatives there will take you through the seamless offline personal loan application process.
SMFG India Credit offers 2 personal loan calculators. These personal loan calculators are extremely helpful to you inefficient financial planning.
You can get the EMI and eligibility details in just a few seconds after keying in some basic details on the calculators.
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* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
Address:
Second Floor, Door No.42/3406, Civli Land Road, Palarivattom, Cochin, Kerala - 682024
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).
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Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
Beware of Spurious calls/ Fraud phone calls IRDAI is not involved in activities like selling Insurance policies, announcing bonus or investment of premium. Public receiving such phone calls are requested to lodge a police complaint.