Kochi, an important city on the west coast of India is popularly called the ‘Queen of the Arabian Sea’. Kochi has been the spice trading center of our country for years. Kochi is the financial, commercial, and industrial capital of Kerala. You also get to enjoy excellent coffee in Kochi. SMFG India Credit is happy to be present in Kochi, offering its services. SMFG India Credit’s personal loan in Kochi provides multiple benefits like ease in processing, quick approvals, simple documentation, and many more. These benefits make a personal loan in Kochi a very convenient experience for you. Our personal loans are collateral-free and we offer complete transparency.
SMFG India Credit’s personal loan documentation in Kochi is simple and easy to understand. You can apply for a SMFG India Credit personal loan online or offline. If you are applying online, you can keep the scanned copies of the documents handy for uploading. You need the following documents:
As a salaried individual, you need to also submit the following documents:
As a self-employed individual, you need to also submit the following documents:
For a SMFG India Credit personal loan, you need to be between 21 to 60 years of age. Your monthly salary should be at least INR 20,000. Also, you need to be working in the current organization for at least 6 months, with a minimum work experience of 1 year. As a self employed individual, you need to have a specific minimum yearly profit after tax as per the laid-out procedure. If you have a history of credit transactions, you must have a CIBIL score of 750 or higher to be eligible for a personal loan. Those with no credit history can also apply.
On submission of your forms, the processing is done at a quick speed along with verification checks and loan agreement execution. The required funds are credited to your registered bank account shortly after final approval.
Personal Loan Online at your Convenience:
SMFG India Credit proudly provides an easy online application procedure. The online application is hassle-free and makes the processing of SMFG India Credit personal loans enjoyable. If you choose to apply online, then you have to click on the ‘Apply Now' button. First, you then need to fill up the application form. Then you need to enter details like the amount and tenure. Next, you need to upload the listed documents as per applicability. And then finally submit the transaction for processing. After checking your eligibility and information, there could be further documentation that could be asked from you. Once the final approval is done, the approved funds are transferred into your bank account. If you decide to apply offline, then you can visit the nearest branch of SMFG India Credit. Our SMFG India Credit care representatives there will take you through the seamless offline personal loan application process.
SMFG India Credit offers 2 personal loan calculators. These personal loan calculators are extremely helpful to you inefficient financial planning.
You can get the EMI and eligibility details in just a few seconds after keying in some basic details on the calculators.
First floor, Unit # 28/263 , SA Road, Manorama Junction, Kadavanthara, Kochi - 682036, Kerala
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).
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