Patiala, the princely state of Punjab is full of color and vibrancy. It is a rich city thriving on major agricultural crops like wheat, maize, paddy, barley, and sugarcane. The Patiala textile industry is also popular for ‘Phulkari’, a treasured embroidery style of India. SMFG India Credit offers personal loans in Patiala to eligible applicants up to INR 25 lakhs* at attractive interest rates. You can consider taking a personal loan for any reason. It could be to meet emergencies, renovate a home, or even fund a family event. SMFG India Credit personal loans offer customers the benefits of quick processing, instant decisioning, and minimal documentation. SMFG India Credit’s collateral-free personal loans come with complete transparency.
At SMFG India Credit, personal loan requirements are simple and easy to understand. A SMFG India Credit personal loan can be applied for online. Online application is easy and extremely convenient. If you are applying online, it is advisable to keep the scanned copies of the personal loan documentation handy for uploading. You will need to arrange the following documents:
As a salaried individual, you need to also submit the following documents:
As a self-employed individual, you need to also submit the following documents:
SMFG India Credit is happy to provide quick loans. On submission of your forms, the processing is done within minutes, subject to approval.
Online application begins with self-explanatory steps like clicking on the ‘Apply Now’ button, followed by filling up the application form. Then you need to enter details like the amount and tenure. Next, you need to upload the listed documents. And then finally submit the transaction for processing. Upon internal verification, there could be further documentation that could be asked from you. Your application will be subjected to various checks including eligibility, the authenticity of the information, and document verification. Once the final approval is done, the personal loan amount would be credited to your account. If you decide to apply offline, then you can visit the Patiala branch of SMFG India Credit. Our SMFG India Credit care representatives there will take you through the seamless offline personal loan process.
SMFG India Credit offers 2 personal loan calculators. These loan calculators are extremely helpful in planning your loan affordability and eligibility.
1) Personal Loan Eligibility Calculator: Personal loan eligibility calculator gives an estimate of the loan amount that you could be eligible for based on some basic details you enter. Once you get an idea of that amount, you can plan your finances better.
2) Personal Loan EMI Calculator: Personal loan EMI calculator gives you your future monthly outflow. This helps you in planning your personal fixed expenses.
*Terms and Conditions apply
SCO NO 139, Ground Floor, Chhoti Baradari, Patiala – 147001
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).
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