Samastipur, one of the main districts of Bihar, is stationed next to the serenely flowing river Budhi Gandak. SMFG India Credit is happy to offer its personal loan in Samastipur. SMFG India Credit offers personal loan with easy processing, instant approval, and simple documentation. All of this leads to a convenient experience for you. SMFG India Credit provides a collateral-free loan with complete transparency.
SMFG India Credit personal loan documentation in Samastipur is simple to find. The documentation list is easy to understand. You can apply for a SMFG India Credit personal loan online or offline. If you are applying online, you can keep the scanned copies of the documents handy for uploading. You need the following documents:
a) PAN and ID proof
2) Address proof
As a salaried individual, you need to also submit the following documents:
c) No salary slip required, bank statements submitted should display salary being credited
d) Bank statement for the past 12 months
As a self-employed individual, you need to also submit the following documents:
e) Income proof / financial statements
f) Bank statements of the past 6 months
For applying via SMFG India Credit personal loan, you need to qualify for simple personal loan eligibility. The age is between 24 to 60 years. Your monthly salary should be at least Rs. 25,001*. Also, you need to be working in the current organization for a minimum of 6 months. As a self employed individual, you need to have a specific minimum yearly profit after tax as per the laid out procedure.
On submission of your forms, the processing is done at a quick speed and the loan amount is credited to your registered bank account within minutes.
SMFG India Credit proudly provides an easy online application procedure. Online application is hassle-free and makes the application process of SMFG India Credit personal loan very quick and convenient. If you choose to apply online, then you have to click on the ‘Apply Now’ button. First, you then need to fill up the application form including details like loan amount required, preferred tenure, income, employment, personal and bank details. Next, you need to upload the listed documents as requested. And then finally submit the transaction for processing.
Upon internal verification, there could be further documentation that could be asked from you. Once the final approval is done and the loan agreement is executed, the required funds would be credited to your account. If you decide to apply offline, then you can visit the branch of SMFG India Credit. Our SMFG India Credit Customer care team there will take you through the seamless offline personal loan application process.
SMFG India Credit offers 2 personal loan calculators. These calculators are extremely helpful to you in efficient financial planning.
1) Personal Loan Eligibility Calculator:
Personal loan eligibility calculator gives an estimate of the loan amount that you could be eligible for, based on a few important parameters. If you need a higher amount, you can take necessary steps such as paying off existing debts or adding a co-applicant with a good income & credit score so that you can get the amount you need.
2) Personal Loan EMI Calculator:
Personal loan EMI calculator gives you your future monthly outflow. This helps you in planning a suitable loan tenure as per your monthly budget. You can get the EMI estimate in just a few seconds after keying in some basic details on the calculators.
* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
Address:
First Floor, At+PO Waini, P S KRB Pusa, Dist:- Samastipur, Bihar 848131
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).
You can take our personal loan for a variety of reasons.
Wedding Expenses
Higher Studies
Exotic Vacations
Hobbies
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Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
Beware of Spurious calls/ Fraud phone calls IRDAI is not involved in activities like selling Insurance policies, announcing bonus or investment of premium. Public receiving such phone calls are requested to lodge a police complaint.
