Published on Dec 29, 2020Updated on Feb 9, 2026
For the burgeoning middle class in India, purchasing a two wheeler is almost akin to reaching a significant milestone in life. Having said that, many are still unable to fulfill this aspiration due to a lack of instant funds or upfront cash. Hence the reason why banks, NBFCs, and fintech companies are offering a host of two wheeler loans across the country. These two wheeler loans give convenient access to funds to anyone who wishes to purchase a motorcycle or bike that can be repaid in easy installments across a designated period of time.
SMFG India Credit offers easy to get two wheeler loans to residents of India. With its conveniently online process customers are not even required to make a physical visit to a branch office.
If you are wondering how to get a two wheeler loan from SMFG India Credit, then you should start with a quick eligibility check first. Here is a list of two wheeler loan eligibility parameters that you must meet.
Once you have checked your two wheeler loan eligibility on SMFG India Credit website you will be able to ascertain if you can progress towards making a formal online application for the loan.
Meeting the eligibility parameter is step one. Now you must find out the amount that you need to repay your two wheeler loan in the form of monthly installments.
Depending on the total loan amount, you can check your monthly installments amount by using the two wheeler loan EMI calculator. This is a simple to use tool that is available free of cost online. Simply key in your preferred loan amount and interest rate. You can then adjust the period of repayment between 12 and 60 months to check the approximate EMI amount you may need to pay.
You will be required to submit soft copies of a few basic documents when applying for a two wheeler loan with SMFG India Credit. This is primarily needed to verify your eligibility status. The list of documents includes:
Additional Documents for Salaried persons:
Additional Documents Self-Employed:
Depending on your individual profile, a few additional documents may also be requested. All submitted documents will be reviewed by SMFG India Credit before approval.
Applying for your two wheeler loan online at SMFG India Credit is a convenient, quick and hassle-free process. Follow these easy steps:
The next set of steps are as follows:
This covers all the aspects of how to get a two wheeler loan approved online. However, if you have any questions or queries, you can reach out to SMFG India Credit by emailing us at . Alternatively, you can call our toll free number 1800 103 6001 between 10:00 AM - 7:00 PM (all days except Sundays, 2nd & 4th Saturdays and public holidays). If you prefer the personal touch, then please feel free to walk into your nearest SMFG India Credit branch to know more.
Please note that SMFG India Credit offers two wheeler loans with zero down payments on select bikes only at select locations - it would be advisable to check by calling your nearest branch or our contact center before applying online.
Important Note: This article is for general informational purposes only and may be subject to change from time to time. As product features, eligibility criteria, interest rates, charges, fees, tenures and other terms may be revised as per SMFG India Credit's policies, readers are advised to refer to the latest details from the respective product pages (please select from the top menu). For the latest loan charges, please visit Charges & Fees Link and for the latest Interest rates, please visit Interest Rate Rationale. Please note that final loan terms, disbursement process and eligibility criteria will depend on SMFG India Credit's policies at the time of loan application.
The content of this article is for information purposes only and does not constitute as, an offer or advise to avail any products or services from, or, a commitment to grant any loan by the company. It is not intended to create any rights or obligations against us. All content is provided "as is" without any warranty of any kind, either express or implied & we disclaim any warranty or representation, whatsoever, in regards to the content. Please refer to the Privacy Policy of the company to understand the use, processing and storage of your personal data.
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Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
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