Published on Nov 1, 2021Updated on Oct 17, 2023
This festive season, shower your loved ones with Diwali sweets, delicacies, and gifts. Spare no expenses to express your joy and happiness at being a part of their lives. With a SMFG India Credit Personal Loan, make every Diwali wish of your near and dear ones come true.
When you avail of a secured loan, you are required to pledge an asset, as in the case of a loan against property. A personal loan is a form of unsecured loan in that you do not have to offer any collateral.
Additionally, personal loans allow borrowers to avail up to Rs. 25 lakhs*. This enables them to make large and expensive purchases
Individuals who avail personal loans to meet their Diwali expenses can buy high-end electronic appliances, revamp their home in style or take their family on an international holiday.
The terms and conditions of the loan will depend upon the borrower’s eligibility such as CIBIL score, etc.
The festive season, unfortunately, happens to be the busiest time of the year. With so much on your plate, it is difficult to make time to apply for a personal loan separately.
Fortunately, SMFG India Credit offers the convenience of online loan applications to customers.
With just a click of a few buttons, you can successfully apply for a personal loan online without ever having to leave your home. As long as you fulfill the eligibility criteria, you can complete the application process by simply uploading the necessary personal loan documents and filling up the digital form.
Using the personal loan EMI calculator, you can also select an appropriate repayment tenure so that the resulting EMI can fit comfortably in your budget.
Festive seasons are notorious for financial surprises. While most of these surprises may be pleasant - such as surprise visits from close family members or a bonus from the office, some may be unexpected and require additional finances to handle - such as a medical emergency, or organizing wedding arrangements.
A personal loan can help you meet financial emergencies anywhere, anytime. During the festive season, when expenses are higher than usual, SMFG India Credit personal loans can be a life-saver in the event of an unforeseen expenditure, due to their affordable personal loan interest rates, flexible repayment tenures, and quick online processing.
SMFG India Credit offers one of the most competitive personal loan interest rates in the industry. Using the personal loan eligibility calculator, borrowers can calculate how much they can borrow based on a few parameters such as monthly income and existing EMIs. Accordingly, they can plan their loan application better. For instance, applicants who require an amount higher than they are eligible for may consider adding a co-applicant.
If you avail a personal loan from SMFG India Credit to meet your expenses this festive season, you can enjoy a hassle-free Diwali.
Personal loans are usually unsecured. This means that their approval process doesn’t take a lot of time. It also means that you can apply for your Diwali personal loan on the go and not miss out on your festive celebrations.
Furthermore, when you apply for a personal loan from a reputed lender such as SMFG India Credit, the money is also disbursed to you swiftly. If you fulfill the eligibility requirements, you will receive your loan amount within a very short period.
Many top lenders offer loans for Diwali celebrations. This is a good time to take advantage of such discounts and promotions and avail a personal loan to make this special occasion memorable for your family and loved ones.
Availing a personal Diwali loan can be a practical and convenient way to celebrate the festival of lights. Here are some key features and benefits:
Diwali loans offer rapid approval and disbursal, ensuring you have the necessary funds on time for festivities and expenses.
Lenders often provide flexible repayment tenures, allowing you to choose a comfortable repayment schedule.
These loans are typically unsecured, meaning you don't need to pledge any collateral or assets.
Competitive interest rates make Diwali loans an affordable borrowing option.
These loans usually require minimal documentation, simplifying the application process.
Using a Diwali loan for festive essentials is a strategic way to ensure your celebrations are grand and memorable. Here's how to make the most of it:
Opting for a personal loan during the Diwali season can be a prudent decision for several reasons:
Before taking a personal loan for Diwali, it's crucial to:
This Diwali, SMFG India Credit has a grand festival offer for all eligible salaried borrowers. If you are looking to avail a personal loan, are a salaried professional and fulfil all the eligibility requirements, you can enjoy a flat discount of 0.5%* on processing fees.
You may also enjoy a flat 0.5% discount* on the interest rate. Please note that this is a limited-time offer only.
So, what are you waiting for? Log on to the SMFG India Credit website today, fill up the personal loan application form, upload your documents and enjoy an instant loan for Diwali celebration.
*Terms and conditions apply.
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*Terms and Conditions apply. Loans are disbursed at the discretion of SMFG India Credit.