Personal Loan in Mangalore

Mangalore, popularly known as the Rome of the east, is known for rolling hills, coconut palms, freshwater rivers, and amazing wildlife. It is a major port of India, handling 75% of coffee and cashew nuts exports. Mangalore is a true blend of commercial, industrial, educational, healthcare, and startups. SMFG India Credit is happy to provide its personal loan services in Mangalore with a line of benefits. 

SMFG India Credit Personal Loan in Mangalore offers the following Special Benefits:

1. Personal loan up to INR 30 lakhs (subject to eligibility)
2. Attractive personal loan interest rate starting as low as 13%* per annum
3. Repayment tenure between 12 months to 60 months

You can get benefitted from SMFG India Credit personal loan in Mangalore for various needs. SMFG India Credit provides instant processing. This aids in using the personal loan during emergencies and unexpected times. SMFG India Credit’s personal loan can be efficiently used for many other purposes like educational aspirations, family weddings, or even business needs.

Different Types of Personal Loan Calculators:

SMFG India Credit offers 2 easy and online calculators. The first is the personal loan eligibility calculator. This helps you in efficient financial planning by giving you an estimate of the loan amount that you are eligible for. You have to key in some basic details and can get the result in a few seconds. The second calculator is the personal loan EMI calculator. This lets you have an idea about your future monthly outflow. This helps you in deciding the loan you can manage.

Easy Personal Loan Documentation:

Personal loan documents in Mangalore can be arranged easily without effort. SMFG India Credit makes the experience smooth for you. You need to keep certain documents ready before applying. They include PAN, identity proof and address proof. As a salaried individual, you will additionally need to provide salary slips for the last three months and bank statements for the last six months. If you apply as a self-employed individual, you need to provide income proof such as financial statements, income and expenditure documents. You will also have to provide bank statements for the past 6 months. Please note that depending on our policy at the time of loan application, additional documents may be requested.

Eligibility Criteria for Applying for Personal Loan:

You can apply for SMFG India Credit personal loan in Mangalore as a salaried individual and self-employed individual. You have to follow simple Personal loan requirements. These are the minimum criteria that are needed to be followed. As a salaried individual, you need to be between 21 to 60 years of age. You also need to be earning Rs. 20,000 on a monthly basis. Lastly, you need to be working in the current organization for a minimum of 1 year, with at least 6 months in the current organization. As a self employed individual, you need to have a specific minimum yearly profit after tax. Further, it also depends on the type of profession or industry.

Instant Personal Loan:

Once you submit all the requisite documents pertaining to your online and offline personal loan application, you can get instant loan approval. The loan amount will be credited to your registered bank account within minutes after the internal processing is done.

Easy Online Application:

SMFG India Credit personal loan in Mangalore offers hassle-free processing to make your experience enjoyable and your personal loan transaction easy. You can choose to apply online. Once you click on the ‘Apply Now’ button, you have to follow the self-explanatory steps like filling up the form, entering the amount and tenure. Thereafter, you need to enter your details and upload the documents that are applicable to you. Finally submit the transaction. On successful verification & execution of loan agreement, the personal loan will get approved and the funds will be credited into your registered bank account. If you choose to apply offline, then you can walk into our nearest branch, and our SMFG India Credit customer representatives there will take you through the simple process of applying.

Apply for Personal Loan