Published on Apr 26, 2020Updated on Oct 20, 2023
If you have taken a loan from SMFG India Credit and would like to know the status of your loan, we provide you multiple options to do so. You can do this online through our website, via e-mail, telephone, or you can visit your nearest SMFG India Credit branch to do so.
We have put in place seamless and simple procedures so you can avail loan with ease and track your application status from the convenience of your home. Please note that depending on the type of loan, our processes vary. For instance, if you have applied for an instant personal loan, after submitting your information on the online form, you will be immediately informed if your application will be taken forward for further processing. If yes, you will be given a tracking number. Next, depending on the soundness of your documents and verification, you will be given an offer. Upon acceptance, your loan will be sanctioned post which the funds will be disbursed into your account within 30 minutes.
For loans other than personal loans, after applying online, you will be given a tracking number. You are advised to keep a copy of this with you for future reference. Next, our representative will get in touch with you to take additional information and documentation. The process here will vary depending on the type of loan you have applied for. However, through the tracking number, you can always know the status of your application. Read on to know how.
If you have applied for a loan from SMFG India Credit, you can check your loan application status in the following ways:
Email us at with details such as your name, registered email address, registered mobile number and PAN. These details should match the ones provided by you in your application. We will respond to you within 2 working days
We’ll ensure that the entire journey from applying for the loan to the disbursement of the loan amount is transparent and smooth without any unsavoury hiccups.
Before applying for a loan, you can find a rough estimate of the amount of loan you’re eligible for with the help of our free loan eligibility calculator. These calculators calculate the amount of loan you may be eligible for based on parameters such as location, age, net monthly income, or yearly profit after tax in case of self-employed, pre-existing monthly EMI obligations, rate of interest, and tenure. Please do note that the loan eligibility calculator amount is merely indicative, and the actual loan amount may be dependent on a host of other factors subject to the verification and examination of SMFG India Credit. Self-employed individuals can also use this calculator - the only difference is that instead of net monthly salary, it takes net profit after tax.
After this, you can use our free online EMI calculators to get an accurate estimate of the EMI you will have to pay if you avail the loan Please note that at the moment, we provide these calculators only for personal and business loans.
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*Terms and Conditions apply. Loans are disbursed at the discretion of SMFG India Credit.