Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

How to Check the SMFG India Credit Loan Status

Published on Apr 26, 2020Updated on May 2, 2024

How to Check the SMFG India Credit Loan Status

If you have taken a loan from SMFG India Credit and would like to know the status of your loan, we provide you multiple options to do so. You can do this online through our website, via e-mail, telephone, or you can visit your nearest SMFG India Credit branch to do so.

We have put in place seamless and simple procedures so you can avail loan with ease and track your application status from the convenience of your home. Please note that depending on the type of loan, our processes vary. For instance, if you have applied for an instant personal loan, after submitting your information on the online form, you will be immediately informed if your application will be taken forward for further processing. If yes, you will be given a tracking number. Next, depending on the soundness of your documents and verification, you will be given an offer. Upon acceptance, your loan will be sanctioned post which the funds will be disbursed into your account within 30 minutes*.

For loans other than personal loans, after applying online, you will be given a tracking number. You are advised to keep a copy of this with you for future reference. Next, our representative will get in touch with you to take additional information and documentation. The process here will vary depending on the type of loan you have applied for. However, through the tracking number, you can always know the status of your application. Read on to know how.

How to Check SMFG India Credit Personal Loan Status Online?

To check the status of your personal loan on the SMFG India Credit portal, you can follow these simple steps:

  • Visit the official online portal of SMFG India Credit.
  • Go to the login page.
  • Add your user name/customer ID/Loan Account Number. Alternatively, you can use your Google ID or Facebook ID to log in to your account.
  • Feed your password.
  • Click ‘Enter’ or ‘Submit,’ sign in to your dashboard. The updated information will be visible on the screen.

How to Check SMFG India Credit Personal Loan Status Offline?

If you are unable to check your SMFG India Credit personal loan status online, you can use the following strategies:

  • Get in touch with customer support by dialing 1800-103-6001 from your registered phone number. Anytime between 9am and 7pm is good.
  • Simply give a missed call to 9594763763 using your registered mobile number and anticipate a response within one business day.
  • Alternatively, you can also visit your nearest SMFG India Credit branch for prompt updates on your personal loan status.
  • You can even mail your request to [email protected] with your personal details and PAN number, after which you can expect a reply within 2 business days.

Smart Ways of Applying for a Loan

Before applying for a loan, you can find a rough estimate of the amount of loan you’re eligible for with the help of our free loan eligibility calculator. These calculators calculate the amount of loan you may be eligible for based on parameters such as location, age, net monthly income, or yearly profit after tax in case of self-employed, pre-existing monthly EMI obligations, rate of interest, and tenure. Please do note that the loan eligibility calculator amount is merely indicative, and the actual loan amount may be dependent on a host of other factors subject to the verification and examination of SMFG India Credit. Self-employed individuals can also use this calculator - the only difference is that instead of net monthly salary, it takes net profit after tax.


Be it contacting customer service, utilizing emails, or physically visiting branches, SMFG India Credit provides you with the opportunity to stay updated with the current status of your personal loan. Tools like the eligibility calculator and the loan EMI calculator are helpful as they indicate an estimate of the finances you must be prepared with. By doing so, you can actively engage in your financial well-being, and smoothly navigate your loan journey with the support of SMFG India Credit.

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us


How do you check if there is any loan on my name?

Scams are on the rise these days where anyone can impersonate you and get a loan on your account. To check for any loan in your name, you can do the following:

  • Refer to reputable financial platforms.
  • Request for credit reports from time to time.
  • Visit the ‘Loan’ section via online banking services.

How can I check my loan status with an account number?

If you have only your account number at present, you can follow these steps:

  • Gain secure access to your account online (official online loan portal) by logging in.
  • Simply enter your account number and password to sign in.
  • Once logged in, you can easily view your loan information in the designated section.

Can I check my SMFG India Credit loan status through a mobile app?

Yes. You can avail of different loan-related services using the SMFG India Credit mConnect app, including the current status of your loan.

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