Published on Jun 25, 2020Updated on Nov 22, 2023
To understand the steps involved in making your SMFG India Credit EMI payment online, it is particularly important to understand the concept of Loan Account Number:
The Loan Account Number is a unique 14 digit code that acts as a reference to your loan account with SMFG India Credit. It differentiates your loan account from other loan accounts with SMFG India Credit. This specific number is displayed at the top of your monthly statement and can also be viewed on your dashboard whenever you log in to our customer service portal. It will help our customer service representative to pull out and extract your details from our records easily in case you raise any queries online,through our customer care centre, or at our branches spread far and wide across India.
Here are the steps involved in making your SMFG India Credit EMI payment online
To make things simpler, you can also select the ECS facility to auto-debit your monthly EMI payment obligation on a particular day of the month. To do this, you can raise a request through the Service Connect portal or via the Contact Us section.
Please bear in mind at the moment we don’t accept online payment through Credit card or other phone payment apps like PhonePe.
If you have any other queries or require more details, you can contact us anytime at SMFG India Credit customer care. You can also email us at
Your unique LAN account number enables us to pull out any information related to your loan account from any part of the country. Your unique LAN number does away with complex verification, tedious documentation and saves a lot of time. Thus, you can now make your EMI payment conveniently from the comfort of your home without having to visit a branch at all.
You can make the monthly EMI payment without any hassles in mere few clicks. If you select the ECS option, there will be no need for any manual intervention, and the EMI payment will be auto-debited from your account saving you from the tedious task of making the EMI payments online every month when it's due.
SMFG India Credit provides the flexibility to make customised payments depending upon your current financial situation. In case your financial situation is grim and you are unable to meet the payment obligation, you can simply opt for a lower amount. Conversely, if you have additional cash in your account and you can afford to pay an amount higher than the monthly EMI obligation to lessen the burden for the next month, you can opt to do so. Do note that for both these options, conditions of part payments / foreclosure apply.
The process to make EMI payment online is seamless. However, at any point, if you have any queries or require further assistance, you are welcome to email us at or call us anytime from 9.00 am to 7 pm (except Sundays and public holidays) at our customer care number 18001036001 . We will ensure that all your queries are answered and assist you to the best of our abilities during the whole process of online payment.
We are committed to providing you with a memorable user experience by making the procedure of online EMI payment easy, effective and quick that will compel you to come to us again and again and utilise our wide gamut of online services.
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*Terms and Conditions apply. Loans are disbursed at the discretion of SMFG India Credit.