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Every business has its own financial needs. Whether it’s a start-up or a well-established business, everyone requires finance at some point nor the other. So how does one approach this? Does one take a personal loan for business use or opt for a business loan?
A personal loan for self-employed is at times preferred as it has a quicker disbursement rate when compared to a business loan. At SMFG India Credit, we have kept our loan disbursement process straightforward, hence it’s easy to get a loan.
SMFG India Credit provides personal loans up to Rs 30 Lakhs subject to fulfillment of eligibility criteria. With our flexible repayment facilities, one can repay loans within upto 48 months* after disbursement, no collateral is required and online access to one’s loan statement are among the many features that we provide. With competitive Interest rates on personal loans starting from 13%*, we strive to provide the most optimum deal to each of our customers as per their individual requirements.
We, at SMFG India Credit, believe in easing the process of obtaining a loan and quick loan disbursal, hence the documents required for a personal loan are minimal. These include:
*T&C Apply
* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
You can take our personal loan for a variety of reasons.
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