At SMFG India Credit, we offer personal loans to facilitate your personal needs and help you with furthering your dreams and aspirations. You can take a personal loan to organise a dream vacation for your family, fund wedding expenses, manage medical emergencies, , to repay another loan and for many other reasons. SMFG India Credit’s process for personal loans is simple, completely digital, and involves quick decisioning so as to meet your requirements on time.
Here you can check personal loan eligibility in detail.
The interest rates offered by SMFG India Credit vary based on the borrower's creditworthiness, amount and tenure of the loan and other factors. It ranges from 11.99% - 36%*. Along with interest rates, there is a processing fee for a personal loan. To know more, please visit personal loan interest rates page.
EMI calculators help to calculate the monthly EMI to be paid on the loan. This calculation depends on the total loan amount, interest rate and tenure.
You may use personal loan EMI calculator for instant calculation.
At SMFG India Credit, you can apply for a personal loan online or offline. Walk into our nearest branch office for a free consultation and guidance on the ideal funding option for your needs. Or, you may choose to apply online on our website and get instant approval for funds. Remember to keep a soft-copy of all the documents required for personal loan ready for upload in case of an online application.
SMFG India Credit will process the personal loan application. Then a representative will be assigned to you who further take care of the procedure. Once after the verification of documents, the loan will be granted. Compared to other types of loans, the personal loan approval process is quite easy as long as the documents are valid.
Here are the ways in which you can apply for a personal loan at SMFG India Credit:
After submitting your application online, based on the information provided by you, a quick eligibility check will be conducted. If you match our criteria, then your application gets accepted and you will be given a tracking ID for reference. Using this ID, you can track the status of your application as it goes through the various checks and verifications by visiting our Track Application tool and following these steps:
Applications from self-employed customers will also be subjected to the same process as salaried customers. This involves
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
Here are some articles which could help you understand us and our products better. Do share your comments and let us know what you think!View All
Curious to know the maximum and minimum duration for personal loan? Read our blog to find out and get all the answers you want.
Are you applying for a personal loan as a co-signer or co-applicant? There are major differences between these two. Learn more!